409 16th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 409 16th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1921
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual on Record
Last Sale	$166,500 (Sep 2023)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Oct 2023 Sale Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-52816-0000`

Property Details

APN / Parcel Number

Primary APN	`82-52816-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	932 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	41 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	409 16TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EDELBROCK BLK 31 LOT 6 ZAPP&MOOSBRUGER'S SUBD BLK 31 SECTION 11 TOWNSHIP 124 RANGE 028 ZAPP&MOOSBRUGER'S SUBD BLK 31 SECTION
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	ZAPPMOOSBRUGERS SUBD BLK 31
Legal Block	31
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2051
Census Tract	602

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	409 16TH AVE N, SAINT CLOUD, MN 56303-3952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Warranty Deed, Transfer EDINA REALTY TITLE
Dec 30, 2020	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	20231581409
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 9, 2023
Property Address	409 16TH AVE N, SAINT CLOUD, MN 56303-3952
Document Number	00A1661479
Instrument Date	Sep 25, 2023
Instrument	A1661479
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	EDINA REALTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 16TH AVE N, SAINT CLOUD, MN 56303-3952

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 30, 2020
Property Address	409 16TH AVE N, SAINT CLOUD, MN 56303-3952
Document Number	00A1589952
Instrument Date	Dec 22, 2020
Instrument	A1589952
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 16TH AVE N, SAINT CLOUD, MN 56303-3952

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+20.71%)
2025		$144,300 (+2.27%) Land $30,000 Building $114,300	$144,300 (+2.27%) Land $30,000 Building $114,300
2023	$1,400.00	$141,100 Land $25,000 Building $116,100	$141,100 Land $25,000 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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