Kandiyohi County property record for 409 15th St SW, Willmar, MN 56201 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 982 sqft Total Area |
| Lot Size | 7,539 sqft (0.173 acres) |
| Garage | Attached, 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $268,000 (2025) |
| Tax Bill | $2,592.00 (2026) |
| Primary APN | 95-015-0380 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 982 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 7,539 sqft (0.173 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 572 sqft Garage |
| Porch Area | 408 sqft Porch |
| Street Address | 409 15TH ST SW |
|---|---|
| City | WILLMAR |
| State | MN |
| Zip | 56201-2901 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOURTH RAILROAD ADD TO VILLAGE OF WILLMAR AND THE W12 OF VACATED ALLEY ADJACENT THERETO. |
| Legal Range | 035 |
| Legal Township | 119 |
| Legal Section | 15 |
| Legal Subdivision | FOURTH RAILROAD ADD TO VILLAGE OF WILLMA |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | KANDIYOHI MN |
| Minor Civil Division | WILLMAR |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 780700 |
Source: Kandiyohi County records · APN 95-015-0380
Assessment roll updated September 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 15TH ST SW, WILLMAR, MN 56201-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2007 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK NA |
| Oct 28, 2025 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Deed Doc Number | 20251820097 |
| Prior Transfer Date | Apr 24, 2007 |
| Prior Transfer Doc | 553699 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 409 15TH ST SW, WILLMAR, MN 56201-2901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000550789 |
|---|---|
| Date | Apr 19, 2007 |
| Instrument | 550789 |
| Name | HERITAGE BANK NA |
|---|---|
| Address | RAYMOND, MN 56282 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 26, 2012 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Oct 28, 2025 |
| Property Address | 409 15TH ST SW, WILLMAR, MN 56201-2901 |
| Document Number | 0000711713 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 711713 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 15TH ST SW, WILLMAR, MN 56201-2901 |
| Investor | Possibly a Property Investor |
| Document Number | 0000711714 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 711714 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Kandiyohi County records · Assessment roll updated September 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Willmar City |
| Unified School District | Willmar Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,592.00 (+10.96%) | ||
| 2025 | $2,336.00 (+36.13%) Homeowner's exemption | $191,600 (+25.64%) Land $16,000 Building $175,600 | $191,600 (+25.64%) Land $16,000 Building $175,600 |
| 2023 | $1,716.00 Homeowner's exemption | $152,500 Land $16,000 Building $136,500 | $152,500 Land $16,000 Building $136,500 |
Source: FEMA National Flood Hazard Layer, Kandiyohi County (27067C), updated March 9, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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