St. Louis County property record for 409 15th St N, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1925 |
| Lot Size | 0.206 acres (8,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,248 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0070-01400 |
| Primary APN | 090-0070-01400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Gross Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 154 sqft |
| Finished Basement | 154 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,998 sqft (0.206 acres) |
| Garage Area | 960 sqft |
| Deck Area | 35 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 5080 |
|---|---|
| Street Address | 409 15TH ST N |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 19 20 AND 21 SERIAL # |
| Legal Subdivision | FAIRVIEW ADD TO VIRGINIA |
| Legal Block | 6 |
| Legal Lot Number | 19-20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13000 |
409 15th St N is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 15TH ST N, VIRGINIA, MN 55792-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 409 15TH ST N, VIRGINIA, MN 55792-2153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001038501 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 1038501 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 409 15th St N was $2,248 with a homeowner's exemption, up 38.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248.00 (+38.08%) Homeowner's exemption | ||
| 2025 | $1,628.00 (+5.44%) Homeowner's exemption | $162,500 (+17.16%) Land $10,000 Building $152,500 | $162,500 (+17.16%) Land $10,000 Building $152,500 |
| 2024 | $1,544.00 | $138,700 Land $9,400 Building $129,300 | $138,700 Land $9,400 Building $129,300 |
| 2022 | $101,000 Land $9,400 Building $91,600 | $101,000 Land $9,400 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 15th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 15th St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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