409 14th St, Aurora, NE 68818 Property Records

Hamilton County property record for 409 14th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,597 sqft · built 1900
Lot Size	0.279 acres (12,160 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (May 2005)
Tax Bill	$2,538 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10415-001-1620`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10415-001-1620`
Alternative APNs	`3445-00-0-10415-001-1620` `410056138`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	1,597 sqft
Basement Area	2,062 sqft
Finished Basement	543 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,160 sqft (0.279 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 14TH ST
City	AURORA
State	NE
Zip	68818-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 4-5 BLK 1 STRANDS ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	STRANDS ADD
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	3
Census Block	3041
Census Tract	969300

Owner

409 14th St is owned and occupied by an individual who bought it in May 2005.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 14TH ST, AURORA, NE 68818-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2005 · Amount on File
Deed Sale	May 27, 2005 · Amount on File
Deed Document Number	20051011
Deed Book / Page	91 / 433
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	409 14TH ST, AURORA, NE 68818-2802
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	347/19
Date	Nov 18, 2021
Book Page	347/19
Instrument	2021-02533

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	409 14TH ST, AURORA, NE 68818-2802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	325/133
Date	Oct 25, 2019
Book Page	325/133
Instrument	2019-03668

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	73 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,535 (-0.2%) Land $24,320 Building $200,215	$224,535 (-0.2%) Land $24,320 Building $200,215
2025	Homeowner's exemption	$224,975 Land $24,320 Building $200,655	$224,975 Land $24,320 Building $200,655
2023	$2,538.00	$179,920 Land $24,320 Building $155,600	$179,920 Land $24,320 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 14th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Viaero Wireless.

Nearby Properties on 14th St

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