409 13th St SE, Willmar, MN 56201 Property Records

Kandiyohi County property record for 409 13th St SE, Willmar, MN 56201

Property Summary

Property Type	Rural Home
Details	1 ba · 1,008 sqft · built 1967
Lot Size	0.275 acres (12,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$3,376 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95-184-0620`

Property Details

APN / Parcel Number

Primary APN	`95-184-0620`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft
Basement Area	852 sqft
Finished Basement	852 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	12,009 sqft (0.275 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	409 13TH ST SE
City	WILLMAR
State	MN
Zip	56201-4409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ERICKSON'S THIRD ADDITION LOT 12 & S'LY 30' OF LOT 13
Legal Range	035
Legal Township	119
Legal Section	14
Legal Subdivision	ERICKSONS THIRD ADDITION
Legal Block	4
Legal Lot Number	12-13
Jurisdiction	KANDIYOHI MN
Township / Civil Division	WILLMAR
Census Block Group	2
Census Block	2019
Census Tract	781000

Owner

Source: Kandiyohi County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 13TH ST SE, WILLMAR, MN 56201-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COOP CUR OF MONTEVIDEO
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COOP CUR OF MONTEVIDEO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	2021680240
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	409 13TH ST SE, WILLMAR, MN 56201-4409
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000667276
Date	Jun 15, 2020
Instrument	667276

Lender

Name	COOP CUR OF MONTEVIDEO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2025

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Aug 17, 2021
Property Address	409 13TH ST SE, WILLMAR, MN 56201-4409
Document Number	0000680240
Instrument Date	Aug 13, 2021
Instrument	680240
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 13TH ST SE, WILLMAR, MN 56201-4409

Mortgage

Document Number	0000680241
Date	Aug 17, 2021
Instrument	680241

Lender

Name	HERITAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	409 13TH ST SE, WILLMAR, MN 56201-4409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	667276
Date	Jun 15, 2020
Instrument	667276

Lender

Name	COOP CUR OF MONTEVIDEO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Willmar City
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,376.00 (+33.97%) Homeowner's exemption	$205,500 (+6.04%) Land $20,900 Building $184,600	$205,500 (+6.04%) Land $20,900 Building $184,600
2025		$193,800 (+25.03%) Land $20,900 Building $172,900	$193,800 (+25.03%) Land $20,900 Building $172,900
2023	$2,520.00 Homeowner's exemption	$155,000 Land $14,400 Building $140,600	$155,000 Land $14,400 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Willmar serves 21,991 people · EPA ID MN1340016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Midco, Verizon.

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