Weld County property record for 409 12th St, Gilcrest, CO 80623
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,981 sqft · built 1975 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $420,000 (Apr 2026) |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1.05-72-8-E+-11 |
| Primary APN | 1.05-72-8-E+-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 2,319 sqft |
| Basement Area | 782 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Frame Hardboard |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R4446286 |
|---|---|
| Street Address | 409 12TH ST |
| City | GILCREST |
| State | CO |
| Zip | 80623-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIL 2SS3-7 L7 BLK3 STOCKTON SUB 2ND FILING |
| Legal Range | 66W |
| Legal Township | 4N |
| Legal Section | 28 |
| Legal Subdivision | STOCKTON SUB 2ND FG |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | WELD CO |
| Township / Civil Division | LA SALLE-GILCREST |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 1700 |
409 12th St is owned by a company that bought it in April 2026.
Source: Weld County records, as of October 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2024 | Deed of Trust, Mortgage FIRSTBANK |
| Apr 27, 2026 | Warranty Deed, Transfer · FHA Mortgage BANK OF COLORADO |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GROUP MORTGAGE LLC |
| Mar 6, 2017 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Mar 6, 2017 · Amount on File |
| Deed Document Number | 20265098031 |
| Prior Transfer Date | Sep 8, 2022 |
| Prior Transfer Doc | 0004865470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Document Number | 0004973002 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 4973002 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Apr 27, 2026 |
| Property Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Document Number | 0005098031 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.5098031 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEED TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,242.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Document Number | 0005098032, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.5098032 |
| Name | BANK OF COLORADO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004665568 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 4665568 |
| Name | GROUP MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Mar 6, 2017 |
| Property Address | 409 12TH ST, GILCREST, CO 80623-5005 |
| Document Number | 0004283440 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 4283440 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 12TH ST GILCREST CO 80623, GILCREST, CO 80623 |
| Document Number | 4283441 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 4283441 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2047 |
The 2025 property tax bill for 409 12th St was $1,880, up 5.7% from the year before.
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Gilcrest Town |
| Unified School District | Weld County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,790 (-2.1%) Land $3,060 Building $19,730 | $372,371 (-) Land $50,000 Building $322,371 | |
| 2025 | $1,880.00 (+5.74%) | $23,280 Land $3,130 Building $20,150 | $372,371 Land $50,000 Building $322,371 |
| 2024 | $1,778.00 (+9.62%) | ||
| 2023 | $1,622.00 | $25,530 Land $3,380 Building $22,150 | $377,474 Land $50,000 Building $327,474 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013) |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILCREST serves 1,150 people · EPA ID CO0162310 |
|---|---|
| Water Source | Purchased surface water from CENTRAL WELD CNTY WD |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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