409 10th St, Fowler, CO 81039 Property Records

Otero County property record for 409 10th St, Fowler, CO 81039

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 964 sqft · built 1908
Lot Size0.162 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Dec 2017)
Tax Bill$434 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2017 Sale & Mortgage
APN4375-174-30015

Property Details

APN / Parcel Number

Primary APN4375-174-30015
Alternative APN
  • 115695

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area964 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number115695
Street Address409 10TH ST
CityFOWLER
StateCO
Zip81039-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. ALL OF LOT 5 AND THE NORTH 7 FEET OF LOT 6, ALL IN BLOCK 2 MANHATTAN ADDITION FOWLER . ALSO DESC AS: THE SOUTH 2 FEET OF LO
Legal SubdivisionMANHATTAN
Legal Block2
Legal Lot Number5-4
JurisdictionOTERO CO
Township / Civil DivisionFOWLER
Census Block Group2
Census Block2043
Census Tract968000

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address411 W EUGENE AVE, FOWLER, CO 81039-1059
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Dec 8, 2017Warranty Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2017 · Amount on Record
Deed SaleDec 8, 2017 · Amount on Record
Prior SaleSep 6, 2006 · Amount on Record
Deed Document Number650016
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTERO CO
Property Address409 10TH ST, FOWLER, CO 81039-1024
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyCSTONE TITLE, CAPSTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000663817
DateJan 11, 2022
Instrument663817
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTERO CO
Recording DateDec 8, 2017
Property Address409 10TH ST, FOWLER, CO 81039-1024
Document Number0000650016
Instrument DateDec 4, 2017
Instrument650016
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 W EUGENE AVE, FOWLER, CO 81039-1059

Mortgage

Document Number0000650017
DateDec 8, 2017
Instrument650017
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyOtero County
MunicipalityFowler Town
Unified School DistrictFowler School District R-4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$434.00 (+86.27%)$5,162 (+84.03%)$82,598 (-14.72%)
2023$233.00 (-52.55%)$2,805 (-38.05%) Land $544 Building $2,261$96,857 (+48.66%) Land $8,113 Building $88,744
2022$491.00$4,528 Land $564 Building $3,964
2021$65,152 Land $8,113 Building $57,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOWLER
serves 1,169 people · EPA ID CO0145210
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jul 2024
Failure to filter
resolved · Apr 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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