409 1/2 Cedar Point Rd, Sandusky, OH 44870 Property Records

Erie County property record for 409 1/2 Cedar Point Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,008 sqft · built 1910
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Feb 2023)
Tax Bill	$6,944 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`55-00374-000`

Property Details

APN / Parcel Number

Primary APN	`55-00374-000`
Alternative APN	`002710-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
1st Floor Area	1,760 sqft
Upper Floors Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	1,220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002710-8
Street Address	409 1/2 CEDAR POINT RD
City	SANDUSKY
State	OH
Zip	44870-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 46 LOTS 5 6 7 8
Legal Subdivision	CEDAR POINT PENINSULA
Legal Block	46
Legal Lot Number	5,6,7
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3005
Census Tract	41900

Owner

409 1/2 Cedar Point Rd is owned by an individual who bought it in February 2023.

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	211 MIAMI PL, HURON, OH 44839-1718
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF BELLEVUE
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BELLEVUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Apr 17, 2006 · Amount on File
Deed Document Number	20231234
Prior Transfer Date	Mar 2, 2010
Prior Transfer Doc	0000001542
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	409 1/2 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000079
Date	Jan 4, 2022
Instrument	202200079

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Feb 23, 2023
Property Address	409 1/2 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Document Number	0000001234
Instrument Date	Feb 22, 2023
Instrument	202301234
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$1,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 1 2 CEDAR POINT RD, SANDUSKY, OH 44870

Mortgage

Document Number	0000001235
Date	Feb 23, 2023
Instrument	202301235

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	409 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE OF OHIO LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009806
Date	Nov 25, 2019
Instrument	201909806

Lender

Name	FIRST NATIONAL BANK OF BELLEVUE
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	409 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010245
Date	Dec 9, 2019
Instrument	201910245

Lender

Name	FIRST NATIONAL BANK OF BELLEVUE
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 409 1/2 Cedar Point Rd was $6,944.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,944.00	$178,027 (-) Land $69,776 Building $108,251
2024	$6,944.00 (+4.93%)	$178,027 (+34.08%) Land $69,776 Building $108,251	$508,650 Land $199,360 Building $309,290
2023	$6,618.00 (+25.58%) Homeowner's exemption	$132,776 (+27.76%) Land $49,840 Building $82,936
2022	$5,270.00 Homeowner's exemption	$103,929 Land $49,840 Building $54,089
2021			$379,360 Land $142,400 Building $236,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 1/2 Cedar Point Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	6 (1997–2021)
Most Recent Claim	May 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 409 1/2 Cedar Point Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000

May also be available: Amplex Wireless, Verizon.

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