4089 Windcrest Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 4089 Windcrest Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,429 sqft · built 2013
Lot Size	0.171 acres (7,457 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Nov 2025)
Tax Bill	$11,006 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-26-19-0160-06900-0180`

Property Details

APN / Parcel Number

Primary APN	`13-26-19-0160-06900-0180`
Alternative APN	`0719307`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,429 sqft Living Area
Gross Area	5,778 sqft
1st Floor Area	2,010 sqft
Upper Floors Area	2,419 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,457 sqft (0.171 acres)
Garage Area	746 sqft
Driveway	Driveway
Driveway Area	817 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	603 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0719307
Street Address	4089 WINDCREST DR
City	WESLEY CHAPEL
State	FL
Zip	33544-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	SEVEN OAKS PARCELS C-4B & S-1A PB 66 PG 093 BLOCK 69 LOT 18
Legal Range	19E
Legal Township	26S
Legal Section	13
Legal Subdivision	SEVEN OAKS
Legal Tract	160
Legal Block	69
Legal Lot Number	18
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2008
Census Tract	32106

Owner

Source: Pasco County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4089 WINDCREST DR, ZEPHYRHILLS, FL 33544-7834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2025207496
Deed Book / Page	11308 / 2888
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4089 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834

Mortgage

Document Number	0104323875
Date	Sep 8, 2021
Book Page	10432/3875
Instrument	2021190641

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 3, 2025
Property Address	4089 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Document Number	0113082888
Book / Page	11308 / 2888
Map Reference	MB 66 PG 93
Instrument Date	Oct 28, 2025
Instrument	2025207496
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34935 PROSPECT RD, DADE CITY, FL 33525-8253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 WINDCREST DR, ZEPHYRHILLS, FL 33544-7834

Mortgage

Document Number	0113082890
Date	Nov 3, 2025
Instrument	11308/2890

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 24, 2019
Property Address	4089 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Document Number	0099272652
Book / Page	9927 / 2652
Map Reference	MB 66 PG 93-99
Instrument Date	Jun 17, 2019
Instrument	2019106211
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 PAYASADA CIR, 287, PONTE VEDRA BEACH, FL 32082-4644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 WINDCREST DR, ZEPHYRHILLS, FL 33544-7834

Mortgage

Document Number	99272654
Date	Jun 24, 2019
Instrument	9927/2654

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,006.00 (+2.7%) Homeowner's exemption	$545,730 (+2.9%) Land $96,792 Building $448,938	$738,418 (+0.11%) Land $96,792 Building $641,626
2024	$10,717.00 (+2.87%) Homeowner's exemption	$530,350 (+3%) Land $92,169 Building $438,181	$737,577 (+3.96%) Land $92,169 Building $645,408
2023	$10,418.00 (+8.5%) Additional exemption filed	$514,910 (+3%) Land $83,817 Building $431,093	$709,453 (+22.61%) Land $83,817 Building $625,636
2022	$9,602.00 Homeowner's exemption	$499,920 Land $69,872 Building $430,048	$578,616 Land $69,872 Building $508,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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