4089 Spring Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 4089 Spring Cove Dr, Duluth, GA 30097

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 2,060 sqft · built 1998
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2026)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-256`

Property Details

APN / Parcel Number

Primary APN	`7-243-256`
Alternative APNs	`R7243-256` `2764996`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	680 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4089 SPRING COVE DR
City	DULUTH
State	GA
Zip	30097-2833
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	UN 53 CHATTAHOOCHEE COVE #2
Legal Subdivision	CHATTAHOOCHEE COVE
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50235

Owner

Source: Gwinnett County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Book / Page	62611 / 558
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jun 29, 2026
Property Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833
Document Number	6261000558
Book / Page	62611 / 558
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833

Mortgage

Document Number	6261000560,
Date	Jun 29, 2026
Book Page	62611/560

Lender

Name	ALAMEDA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Recording Date	Jun 29, 2026
Property Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833
Document Number	6261000560
Book / Page	62611 / 560
Instrument Date	Jun 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5625 MORTON RD, JOHNS CREEK, GA 30022-6055

Mortgage

Document Number	6261000560,
Date	Jun 29, 2026
Book Page	62611/560

Lender

Name	ALAMEDA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	May 28, 2021
Property Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833
Document Number	0588310689
Book / Page	58831 / 689
Instrument Date	May 28, 2021
Instrument	2021-017181
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 SPRING COVE DR, DULUTH, GA 30097-2833

Mortgage

Document Number	0588310000000704
Date	Jun 10, 2021
Book Page	0000058831/0000000704

Lender

Name	GOLDWATER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,398.00 (+1.64%)	$156,480 (+16.08%) Land $18,040 Building $138,440	$391,200 (+16.08%) Land $45,100 Building $346,100
2023	$4,327.00	$134,800 Land $16,000 Building $118,800
2022			$337,000 Land $40,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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