4089 Ruth Rd, Lake Worth, FL 33461 Property Records

Palm Beach County property record for 4089 Ruth Rd, Lake Worth, FL 33461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1956
Lot Size	0.258 acres (11,265 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2021)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-42-44-24-03-000-0240`

Property Details

APN / Parcel Number

Primary APN	`00-42-44-24-03-000-0240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	874 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	11,265 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	90 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4089 RUTH RD
City	LAKE WORTH
State	FL
Zip	33461-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	BON AIR ACRES LT 24
Legal Range	42E
Legal Township	44S
Legal Section	24
Legal Subdivision	BON AIR ACRES
Legal Lot Number	24
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2021
Census Tract	4601

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4089 RUTH RD, LAKE WORTH BEACH, FL 33461-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Dec 31, 2020	Warranty Deed, Transfer · Line of Credit BET-TER HLDGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	20210222385
Deed Book / Page	32483 / 469
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 14, 2021
Property Address	4089 RUTH RD, LAKE WORTH, FL 33461-2739
Document Number	0324830469
Book / Page	32483 / 469
Map Reference	MB 23 PG 187
Instrument Date	Apr 30, 2021
Instrument	20210222385
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	QUAKER TITLE AND ESCROW, QUAKER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 GULFSTREAM RD, 3102, LAKE WORTH, FL 33461-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 RUTH RD, LAKE WORTH, FL 33461-2739

Mortgage

Document Number	32483471
Date	May 14, 2021
Instrument	32483/471

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 31, 2020
Property Address	4089 RUTH RD, LAKE WORTH, FL 33461-2739
Document Number	0320561873
Book / Page	032056 / 001873
Instrument Date	Nov 24, 2020
Instrument	504729
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	QUAKER TITLE AND ESCROW, QUAKER TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1336 LAKE BREEZE DR WELLINGTON FL 334147955, WELLINGTON, FL 33414-7955

Mortgage

Document Number	320561875
Date	Dec 31, 2020
Book Page	032056/001875
Instrument	504730

Lender

Name	BET-TER HLDGS LLC
Address	BOCA RATON, FL 33496

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+5.97%) Homeowner's exemption	$281,150 (+5.99%)	$332,521 (-2.84%) Land $162,650 Building $169,871
2023	$4,287.00 (+0.97%) Homeowner's exemption	$265,268 (+3%)	$342,245 (+32.89%) Land $181,275 Building $160,970
2022	$4,246.00 Homeowner's exemption	$257,542 Land $141,900 Building $115,642	$257,542 Land $141,900 Building $115,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALM SPRINGS serves 32,467 people · EPA ID FL4501058
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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