4089 Royalcrest Dr, Memphis, TN 38115 Property Records

Shelby County property record for 4089 Royalcrest Dr, Memphis, TN 38115

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 1974
Lot Size0.264 acres (11,480 sqft)
OwnerCompany Name on File
Last Sale$220,000 (Mar 2025)
Tax Bill$1,496 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-3510-C0-0187

Property Details

APN / Parcel Number

Primary APN09-3510-C0-0187
Alternative APN
  • D0241J C00187

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,759 sqft Living Area
1st Floor Area1,759 sqft
Utility Area192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,480 sqft (0.264 acres)
Lot Dimensions140 ft deep x 82 ft wide
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4089 ROYALCREST DR
CityMEMPHIS
StateTN
Zip38115-6437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionWS ROYALCREST DR
Legal SubdivisionRIDGEWAY EAST
Legal Lot Number24
JurisdictionSHELBY TN
Township / Civil Division11
Census Block Group2
Census Block2014
Census Tract21758

Owner

4089 Royalcrest Dr is owned by a company that bought it in March 2025.

Source: Shelby County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC
Feb 1, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Feb 1, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Sep 24, 2020Warranty Deed, Transfer
ASPEN EQUITY FUND LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Prior SaleAug 3, 2021 · Amount on File
Deed Document Number202519511
Prior Transfer DateJul 25, 2000
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 3, 2021
Property Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437
Document Number0021095485
Map ReferenceMB 52 PG 4
Instrument DateJul 29, 2021
Instrument21095485
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$684.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437

Mortgage

Document Number0021095486
DateAug 3, 2021
Instrument21095486
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 1, 2021
Property Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437
Document Number0021012228
Map ReferenceMB 52 PG 4
Instrument DateJan 26, 2021
Instrument21012228
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437

Mortgage

Document Number0021012229
DateFeb 1, 2021
Instrument21012229
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 1, 2021
Property Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437
Document Number0000002228
Map ReferenceMB 52 PG 4
Instrument DateJan 26, 2021
Instrument21012228
Transaction TypeTransfer
Record UpdatedFeb 8, 2021
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437

Mortgage

Document Number0000002229
DateFeb 1, 2021
Instrument21012229
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateSep 24, 2020
Property Address4089 ROYALCREST DR, MEMPHIS, TN 38115-6437
Document Number0000103531
Instrument DateSep 11, 2020
Instrument103531
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6669 CORSICA DR MEMPHIS TN 381203405, MEMPHIS, TN 38120-3405
InvestorPossibly a Property Investor

Mortgage

Document Number103532
DateSep 24, 2020
Instrument103532
Lender
NameASPEN EQUITY FUND LLC
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4089 Royalcrest Dr was $1,496, up 18.6% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,496.00 (+18.64%)$55,650 Land $4,750 Building $50,900$222,600 Land $19,000 Building $203,600
2024$1,261.00
2023$37,200 Land $4,150 Building $33,050
2022$2,266.00
2021$148,800 Land $16,600 Building $132,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4089 Royalcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4089 Royalcrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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