4089 Pinewood Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4089 Pinewood Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,584 sqft · built 1994
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on Record
Last Sale	$14,000 (Sep 1993)
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6090-0059-01-1`

Property Details

APN / Parcel Number

Primary APN	`03-6090-0059-01-1`
Alternative APN	`11-03-6090-0059-01-1`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,584 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Rustic
Lot Area	36,721 sqft (0.843 acres)
Lot Dimensions	231 ft deep x 159 ft wide
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4089 PINEWOOD DR
City	BENTON HARBOR
State	MI
Zip	49022-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 SING FA
Legal Description	LOT 59 POINT O'WOODS SUBDN NO 2
Legal Subdivision	OWOODS SUB
Legal Lot Number	59
Legal Unit	59
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1026
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4089 PINEWOOD DR, BENTON HARBOR, MI 49022-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1993 · Amount on Record
Deed Sale	Sep 27, 1993 · Amount on Record
Deed Book / Page	1600 / 544
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4089 PINEWOOD DR, BENTON HARBOR, MI 49022-9430
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03256/1815
Date	Nov 15, 2019
Book Page	3256/1815

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4089 PINEWOOD DR, BENTON HARBOR, MI 49022-9430
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 PINEWOOD DR, BENTON HARBOR, MI 49022-9430

Mortgage

Document Number	03345/2110
Date	Sep 23, 2021
Book Page	3345/2110

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,800 (+34.56%)	$423,600 (+34.56%)
2025	$5,185.00 (+13.66%)
2023		$157,400	$314,800
2022	$4,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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