Okaloosa County property record for 4089 Oak Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 2005 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (May 2015) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-2516-2 |
| Primary APN | C56-000-595-2516-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,494 sqft Heated Area |
| Gross Area | 2,248 sqft |
| 1st Floor Area | 1,494 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 69,260 sqft (1.59 acres) |
| Lot Width | 130 ft Width |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4089 OAK LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR OF N1/2 SEC N52 DEG E3187.83 FT TO BEG N47 DEG W90.13 FT N30 DEG E 146.45 FT N71 DEG E310 FT SE ALG LAKE 183.8 FT |
| Legal Range | 22 |
| Legal Township | 03N |
| Legal Section | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4089 OAK LN, CRESTVIEW, FL 32539-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | Mar 4, 2005 · Amount on Record |
| Deed Document Number | 2998659 |
| Deed Book / Page | 3199 / 1220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4089 OAK LN, CRESTVIEW, FL 32539-8802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0035411811 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 3541/1811 |
| Instrument | 3448749 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 (+5.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $199,856 (+5.99%) | $288,580 (+18.05%) Land $93,572 Building $195,008 |
| 2023 | $1,531.00 (+2.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $188,567 (+3%) | $244,451 (+9.54%) Land $57,428 Building $187,023 |
| 2022 | $1,494.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $183,075 | $223,152 Land $51,115 Building $172,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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