4089 NW 26th Ter, Gainesville, FL 32605 Property Records

Alachua County property record for 4089 NW 26th Ter, Gainesville, FL 32605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,066 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Jul 2022)
Tax Bill	$9,088 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06078-010-006`

Property Details

APN / Parcel Number

Primary APN	`06078-010-006`
Alternative APN	`00522020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,066 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Driveway	Driveway
Driveway Area	365 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00522020000
Street Address	4089 NW 26TH TER
City	GAINESVILLE
State	FL
Zip	32605-2190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	ABBINGTON OAKS PHASE I PB 28 PG 32 LOT 6 OR 5022/1286
Legal Range	19E
Legal Township	09S
Legal Section	24
Legal Subdivision	ABBINGTON OAKS PHASE I
Legal Phase	1
Legal Lot Number	6
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1010
Census Tract	1202

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4089 NW 26TH TER, GAINESVILLE, FL 32605-2190
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 7, 2019	Warranty Deed, Transfer MOWITZ TITLE LLC
Oct 13, 2017	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	3432867
Deed Book / Page	5022 / 1286
Record Updated	Jun 8, 2026

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Aug 5, 2020
Property Address	4089 NW 26TH TER, GAINESVILLE, FL 32605-2190
Document Number	0048001677
Book / Page	4800 / 1677
Map Reference	MB 28 PG 32
Instrument Date	Jul 10, 2020
Instrument	3274978
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 NW 26TH TER, GAINESVILLE, FL 32605-2190

Mortgage

Document Number	0048001678
Date	Aug 5, 2020
Instrument	4800/1678

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 7, 2019
Property Address	4089 NW 26TH TER, GAINESVILLE, FL 32605-2190
Document Number	0046822192
Book / Page	004682 / 002192
Instrument Date	Apr 23, 2019
Instrument	3189055
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	MOWITZ TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Oct 13, 2017
Property Address	4089 NW 26TH TER, GAINESVILLE, FL 32605-2190
Document Number	0045502044
Book / Page	004550 / 002044
Instrument Date	Oct 12, 2017
Instrument	3085993
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7717 NW 20TH LN GAINESVILLE FL 326053163, GAINESVILLE, FL 32605-3163

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,400 (+4.87%) Land $82,000 Building $307,400	$389,400 (+4.87%) Land $82,000 Building $307,400
2024	$9,088.00 (+6.87%)
2023	$8,504.00 (+61.18%)	$371,321 (+34.63%) Land $72,000 Building $299,321	$371,321 (+10.24%) Land $72,000 Building $299,321
2022	$5,276.00 Homeowner's exemption	$275,803	$336,833 Land $72,000 Building $264,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: IQ Fiber, Verizon.

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