Goochland County property record for 4089 Lk Killarney, Gum Spring, VA 23065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,660 sqft · built 2000 |
| Lot Size | 6.47 acres (281,833 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (Nov 2018) |
| Tax Bill | $3,067 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120006000016 |
| Primary APN | 120006000016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 281,833 sqft (6.47 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Deck Area | 636 sqft |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5152 |
|---|---|
| Street Address | 4089 LAKE KILLARNEY |
| City | GUM SPRING |
| State | VA |
| Zip | 23065-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AG/GEN |
| Legal Description | LAKE KILLARNEY 6.47AC LOT 16 #18-3492 PB 2 106 |
| Legal Subdivision | LAKE KILLARNEY |
| Legal Lot Number | 16 |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 400500 |
Source: Goochland County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 9, 2018 | Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on Record |
| Deed Sale | Nov 9, 2018 · Amount on Record |
| Prior Sale | Nov 9, 2005 · Amount on Record |
| Deed Document Number | 20183492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Document Number | 0000001499 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 20261499 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001499, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20261499 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200000607 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 200000607 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Nov 9, 2018 |
| Property Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Document Number | 0180003492 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 180003492 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4089 LAKE KILLARNEY, GUM SPRING, VA 23065-2020 |
| Document Number | 0180003493 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 180003493 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Goochland County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,067.00 (+5.58%) | $578,700 (+5.54%) Land $105,900 Building $472,800 | $578,700 (+5.54%) Land $105,900 Building $472,800 |
| 2025 | $2,905.00 (+41.43%) | $548,300 (+15.68%) Land $98,200 Building $450,100 | $548,300 (+15.68%) Land $98,200 Building $450,100 |
| 2023 | $474,000 Land $83,900 Building $390,100 | $474,000 Land $83,900 Building $390,100 | |
| 2021 | $2,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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