San Diego County property record for 4089 Karst Rd, Carlsbad, CA 92010
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,341 sqft · built 2006 |
| Lot Size | 2.13 acres (93,164 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Feb 2017) |
| Tax Bill | $7,771 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-341-07-07 |
| Primary APN | 168-341-07-07 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 93,164 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4089 KARST RD |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-5559 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | P-C |
| Legal Description | LOT 4 US190PER D05-097031&UND INT IN BLDG COMMON AREA IN LOT 1- TR 014725 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 014725 |
| Legal Block | 2 |
| Legal Lot Number | 4,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 19810 |
Source: San Diego County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 27, 2017 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2017 · Amount on Record |
| Deed Sale | Feb 27, 2017 · Amount on Record |
| Prior Sale | Dec 15, 2006 · Amount on Record |
| Deed Document Number | 201792706 |
| Prior Transfer Date | Apr 23, 2008 |
| Prior Transfer Doc | 0000245716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Document Number | 0000276087 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-0276087 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | NOT AVAILABLE, LENNAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Document Number | 0000724051 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0724051 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000358739 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-0358739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 4089 KARST RD, CARLSBAD, CA 92010-5559 |
| Document Number | 0000092706 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 92706 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4089 YATES RD CARLSBAD CA 92008, CARLSBAD, CA 92008 |
| Document Number | 92707 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 92707 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $580,055 (+2%) Land $390,650 Building $189,405 | |
| 2025 | $7,771.00 (+3.17%) | $568,683 (+4.04%) Land $382,991 Building $185,692 |
| 2023 | $7,532.00 (+1.26%) | $546,602 Land $368,120 Building $178,482 |
| 2022 | $7,438.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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