4089 E Saraband Way, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4089 E Saraband Way, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,005 sqft · built 2008
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Oct 2023)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-04-327`

Property Details

APN / Parcel Number

Primary APN	`313-04-327`
Alternative APN	`313043271`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,005 sqft Living Area
Gross Area	3,205 sqft
1st Floor Area	1,592 sqft
2nd Floor Area	1,413 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,125 sqft (0.232 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4089 E SARABAND WAY
City	GILBERT
State	AZ
Zip	85298-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 18B MCR 584-30
Legal Range	6E
Legal Township	2S
Legal Section	25
Legal Subdivision	SEVILLE PARCEL 18B
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1011
Census Tract	816501

Owner

Source: Maricopa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	2023546801
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000278859
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 16, 2026
Property Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190
Document Number	0000543729
Instrument Date	Sep 11, 2026
Instrument	2026543729
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190

Mortgage

Document Number	0000543729,
Date	Sep 16, 2026
Instrument	2026543729

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2023
Property Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190
Document Number	0000546801
Map Reference	MB 584 PG 30
Instrument Date	Aug 22, 2023
Instrument	20230546801
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 N CLARK ST, CHICAGO, IL 60601-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190

Mortgage

Document Number	0000546802
Date	Oct 20, 2023
Instrument	20230546802

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 12, 2020
Property Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190
Document Number	0001104644
Map Reference	MB 584 PG 30
Instrument Date	Nov 9, 2020
Instrument	20201104644
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4089 E SARABAND WAY, 4089, GILBERT, AZ 85298-4190

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190

Mortgage

Document Number	0001104645
Date	Nov 12, 2020
Instrument	20201104645

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 13, 2018
Property Address	4089 E SARABAND WAY, GILBERT, AZ 85298-4190
Document Number	0000278859
Instrument Date	Apr 11, 2018
Instrument	278859
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4089 E SARABAND WAY GILBERT AZ 852984190, GILBERT, AZ 85298-4190

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,870 (+46.16%)	$618,700 (+3.01%) Land $123,700 Building $495,000
2025	$3,349.00 (+4.3%)	$42,331 (-35.15%)	$600,600 (-8%) Land $120,100 Building $480,500
2024		$65,280 (+17.58%)	$652,800 (+17.58%) Land $130,500 Building $522,300
2023	$3,211.00 (+3.95%)	$55,520 Land $11,100 Building $44,420	$555,200 Land $111,000 Building $444,200
2022	$3,089.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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