4089 Cottingham Way, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 4089 Cottingham Way, Augusta, GA 30909

Property Summary

Property TypeSingle Family Home
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$290,150 (May 2022)
Tax Bill$3,691 (2025)
Deeds & MortgagesAug 2022 Construction Loan
Jun 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN067-3-079-00-0

Property Details

APN / Parcel Number

Primary APN067-3-079-00-0
Alternative APN
  • 43203

Exterior

Lot Area9,583 sqft (0.219 acres)

Location & Zoning

Street Address4089 COTTINGHAM WAY
CityAUGUSTA
StateGA
Zip30909-9251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANITE HILL LOT 24 BLK K SEC 4 PH 3
Legal SubdivisionGRANITE HILL
Legal Phase3
Legal BlockK
Legal Lot Number24
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group1
Census Block1004
Census Tract10208

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4089 COTTINGHAM WAY, AUGUSTA, GA 30909-9251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Construction Mortgage
SOUTHSTATE BANK
Jun 27, 2022Warranty Deed, Transfer
May 20, 2022Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Deed Document Number0018432084
Deed Book / Page1843 / 2084
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND GA
Property Address4089 COTTINGHAM WAY, AUGUSTA, GA 30909-9251
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018540000002347
DateAug 16, 2022
Book Page0000001854/0000002347
Instrument2022035451
Lender
NameSOUTHSTATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2023

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateJun 27, 2022
Property Address4089 COTTINGHAM WAY, AUGUSTA, GA 30909-9251
Document Number0018542346
Book / Page1854 / 2346
Instrument DateJun 27, 2022
Instrument2022-006375
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

May 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionRICHMOND GA
Recording DateMay 20, 2022
Property Address4089 COTTINGHAM WAY, AUGUSTA, GA 30909-9251
Document Number0018432084
Book / Page1843 / 2084
Instrument DateMay 20, 2022
Instrument2022-003844
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4089 COTTINGHAM WAY, AUGUSTA, GA 30909-9251

Mortgage

Document Number0018430000002086
DateMay 26, 2022
Book Page0000001843/0000002086
Instrument2022026093
Lender
NameBANKSOUTH MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,691.00 (+13.36%)$119,900 (+5.67%) Land $18,000 Building $101,900$299,750 (+5.67%) Land $45,000 Building $254,750
2023$3,256.00 (+318.51%)$113,468 (+530.38%) Land $18,000 Building $95,468$283,670 (+530.38%) Land $45,000 Building $238,670
2022$778.00$18,000 Land $18,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUGUSTA-RICHMOND CO WS
serves 204,000 people · EPA ID GA2450000
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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