4089 38th St, Hamilton, MI 49419 Property Records

Allegan County property record for 4089 38th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1924
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2007)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-024-019-11`

Property Details

APN / Parcel Number

Primary APN	`18-024-019-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	1,501 sqft
Basement Area	875 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	125,888 sqft (2.89 acres)
Lot Dimensions	307 ft deep x 340 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4089 38TH ST
City	HAMILTON
State	MI
Zip	49419-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT W 1/4 PST TH S ON W SEC LIN 375' TO POB TH CONT S ON SD LIN 375' TH E 283' TH N 34.72' TH E 57.57' TH N 340.28' TH W
Legal Range	14W
Legal Township	04N
Legal Section	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2032
Census Tract	30301

Owner

Source: Allegan County records · APN 18-024-019-11

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4089 38TH ST, HAMILTON, MI 49419-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit AAC CU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2007 · Amount on Record
Deed Sale	May 18, 2007 · Amount on Record
Prior Sale	Aug 10, 2006
Deed Book / Page	3121 / 229
Prior Transfer Date	Jun 11, 2001
Prior Transfer Doc	2096000273
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4089 38TH ST, HAMILTON, MI 49419-9756
Transaction Type	Mortgage
Record Updated	May 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4089 38TH ST, HAMILTON, MI 49419-9756

Mortgage

Document Number	004850/570
Date	Apr 21, 2023
Book Page	4850/570
Instrument	2023005750

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4089 38TH ST, HAMILTON, MI 49419-9756
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4569/907
Date	Jan 26, 2021
Book Page	4569/907

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2041

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (+29.04%) Land $48,500 Building $137,700	$372,400 (+29.04%) Land $97,000 Building $275,400
2025	$3,256.00 (+27.24%)
2023		$144,300 Land $37,500 Building $106,800	$288,600 Land $75,000 Building $213,600
2022	$2,559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), as of June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ace Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.Net.

Based on FCC filings for 54 locations within half a mile of this property.

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