40887 O Rd, Paonia, CO 81428 Property Records

Delta County property record for 40887 O Rd, Paonia, CO 81428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,749 sqft · built 1975
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2021)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Nov 2021 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009246`

Property Details

APN / Parcel Number

Primary APN	`R009246`
Alternative APN	`324506400016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,749 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,026 sqft (0.85 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R009246
Street Address	40887 O RD
City	PAONIA
State	CO
Zip	81428-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40887 O RD PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: RURAL AREA TOTAL ACF 0.85+- SEC 6 T14S R91W 6PM PT SE4SE4 S 6 BEG PT S/L SEC WH SE COR BRS E543.1 W/SL TH N3046 W248 N3631 E152.4 S48*48 E174 S29 W220.9 POB BK 448 PG 1097 (R-354004) BK 466 PG
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	PAONIA
Census Block Group	4
Census Block	4013
Census Tract	964600

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 QUINCE CIR, BOULDER, CO 80304-1033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer LAND TITLE GUARANTEE
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	2021734440
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Nov 15, 2021
Property Address	40887 O RD, PAONIA, CO 81428-8203
Document Number	0000734440
Instrument Date	Nov 15, 2021
Instrument	734440
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 N 5TH ST, 422, MONTROSE, CO 81401-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	780 QUINCE CIR, BOULDER, CO 80304-1033

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 3, 2017
Property Address	40887 O RD, PAONIA, CO 81428-8203
Document Number	0000694358
Instrument Date	Apr 3, 2017
Instrument	694358
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40887 O RD, PAONIA, CO 81428-8203

Mortgage

Document Number	0000694359
Date	Apr 3, 2017
Instrument	694359

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+13.99%)	$26,836 (+11.43%) Land $5,469 Building $21,367	$429,371 (+19.45%) Land $87,500 Building $341,871
2024	$1,565.00 (+5.03%)	$24,084 (-) Land $3,487 Building $20,597
2023	$1,490.00 (+78.23%)	$24,084 (+84.16%) Land $3,487 Building $20,597	$359,456 (+91.03%) Land $52,038 Building $307,418
2022	$836.00	$13,078 Land $2,780 Building $10,298	$188,169 Land $40,000 Building $148,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1992)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNESOTA PIPELINE serves 72 people · EPA ID CO0115513
Water Source	Purchased surface water from TOWN OF PAONIA
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator currently in violation since Jul 2026
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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