4088 N Concord Dr, Crystal River, FL 34428 Property Records

Citrus County property record for 4088 N Concord Dr, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1978
Lot Size	0.445 acres (19,417 sqft)
Owner	Individual Name on Record
Last Sale	$143,200 (Aug 2018)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`17E-18S-07-0110-000B0-004.0`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-07-0110-000B0-004.0`
Alternative APNs	`0718S17E0110000B00040` `1051525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	19,417 sqft (0.445 acres)
Lot Dimensions	255 ft deep x 100 ft wide
Garage Area	504 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	201 sqft
Fence	Fence
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1051525
Old Parcel Number	0718S17E0110000B00040
Street Address	4088 N CONCORD DR
City	CRYSTAL RIVER
State	FL
Zip	34428-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	CARPENTERS CTRY SQUARE UNIT 1 PB 11 PG 37 LOT 4 BLK B & LOT 11G BLK B OF AN UNREC SUB:CO AT NE COR OF SE 1/4 OF SE 1/4OF SEC
Legal Range	17E
Legal Township	18S
Legal Section	07
Legal Subdivision	CARPENTER`S COUNTRY SQUARE
Legal Block	B
Legal Lot Number	4
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1013
Census Tract	450501

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5600 W OAKLAWN ST, HOMOSASSA, FL 34446-2459
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Jul 23, 2001
Deed Document Number	2018044188
Deed Book / Page	2923 / 2026
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4088 N CONCORD DR, CRYSTAL RIVER, FL 34428-2978
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 N CONCORD DR, CRYSTAL RIVER, FL 34428-2978

Mortgage

Document Number	0032381602
Date	Dec 28, 2021
Book Page	3238/1602
Instrument	2021088812

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 30, 2018
Property Address	4088 N CONCORD DR, CRYSTAL RIVER, FL 34428-2978
Document Number	0029232026
Book / Page	2923 / 2026
Map Reference	MB11 PG37
Instrument Date	Aug 17, 2018
Instrument	2018044188
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3577 KATIE LN, 3577, DOUGLASVILLE, GA 30135-2855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 N CONCORD DR, CRYSTAL RIVER, FL 34428-2978

Mortgage

Document Number	2018044189
Date	Aug 30, 2018
Instrument	2018044189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,742.00 (+11.97%)	$234,469 (+14.71%) Land $19,280 Building $215,189	$234,469 (+14.71%) Land $19,280 Building $215,189
2024	$3,342.00 (+0.94%) Additional exemption filed	$204,400 (+1.98%) Land $19,280 Building $185,120	$204,400 (+1.98%) Land $19,280 Building $185,120
2023	$3,311.00 (+347.43%) Additional exemption filed	$200,430 (+5.25%) Land $19,280 Building $181,150	$200,430 (+5.25%) Land $19,280 Building $181,150
2022	$740.00 Homeowner's exemption Additional exemption filed	$190,437 Land $11,880 Building $178,557	$190,437 Land $11,880 Building $178,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 376 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 units insured incl. 92 condo units
Nearby Flood Claims	428 (1993–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 231 claims Hurricane Idalia, Sep 2023 · 146 claims Hurricane Hermine, Sep 2016 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW WOOD WATER private · serves 86 people · EPA ID FL6092338
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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