Gwinnett County property record for 4088 Centennial Trl, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-238-334 |
| Primary APN | 6-238-334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 1,354 sqft |
| Finished Basement | 560 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 384 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 6238334 |
|---|---|
| Street Address | 4088 CENTENNIAL TRL |
| City | DULUTH |
| State | GA |
| Zip | 30096-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75-SINGLE FAM RES |
| Legal Description | L5 BK COVERED BRIDGE #9 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Block | K |
| Legal Lot Number | 5 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | NORCROSS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50334 |
4088 Centennial Trl is owned and occupied by an individual who acquired it in December 2018.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Jan 14, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2018 |
| Deed Sale | Dec 17, 2018 |
| Deed Document Number | 0056363231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Document Number | 0591520870 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 0000059152/0000000870 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Document Number | 0598030854 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 0000059803/0000000854 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Document Number | 0568930575 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4088 CENTENNIAL TRL DULUTH GA 300964243, DULUTH, GA 30096-4243 |
| Document Number | 0568930575 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 056893/000575 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jan 14, 2019 |
| Property Address | 4088 CENTENNIAL TRL, DULUTH, GA 30096-4243 |
| Document Number | 0563630231 |
| Book / Page | 056363 / 000231 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4088 CENTENNIAL TRL DULUTH GA 300964243, DULUTH, GA 30096-4243 |
| Document Number | 563630234 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 056363/000234 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
The 2025 property tax bill for 4088 Centennial Trl was $857 with exemptions applied.
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 | $159,800 Land $27,880 Building $131,920 | $399,500 Land $69,700 Building $329,800 |
| 2023 | $689.00 | $138,640 Land $24,000 Building $114,640 | |
| 2022 | $346,600 Land $60,000 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4088 Centennial Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4088 Centennial Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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