Greene County property record for 4087 Ridgetop Dr, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,401 sqft · built 1967 |
| Lot Size | 0.762 acres (33,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Nov 2017) |
| Tax Bill | $6,055 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L352006115 |
| Primary APN | L352006115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Basement Area | 911 sqft |
| Finished Basement | 911 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 33,216 sqft (0.762 acres) |
| Lot Width | 162 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4087 RIDGETOP DR |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLEVIEW 5 ALL LOT 304 4087 RIDGETOP DR |
| Legal Subdivision | BELLEVIEW 5 |
| Legal Lot Number | 304 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BELLBROOK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 220202 |
4087 Ridgetop Dr is owned and occupied by an individual who bought it in November 2017.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAYTON FIREFIGHTERS FCU |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS & CO FCU |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS & CO FCU |
| Nov 3, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2017 · Amount on File |
| Deed Sale | Nov 3, 2017 · Amount on File |
| Prior Sale | Aug 27, 1993 · Amount on File |
| Deed Document Number | 201718852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Document Number | 0000010481 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202610481 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Document Number | 0000010481, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202610481 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 28, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021022136 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021022136 |
| Name | DAYTON FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 8, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Document Number | 0000009985 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4087 RIDGETOP DR BELLBROOK OH 453051637, BELLBROOK, OH 45305-1637 |
| Document Number | 0000009985 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 9985 |
| Name | FIREFIGHTERS & CO FCU |
|---|---|
| Address | 338 S PATTERSON BLVD, DAYTON, OH 45402-2845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Document Number | 0000003561 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4087 RIDGETOP DR BELLBROOK OH 453051637, BELLBROOK, OH 45305-1637 |
| Document Number | 0000003561 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 3561 |
| Name | FIREFIGHTERS & CO FCU |
|---|---|
| Address | 338 S PATTERSON BLVD, DAYTON, OH 45402-2845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 25, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Nov 3, 2017 |
| Property Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
| Document Number | 0000018852 |
| Map Reference | PB 5 PG 52 53 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 2017018852 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $476.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4087 RIDGETOP DR, BELLBROOK, OH 45305-1637 |
The 2025 property tax bill for 4087 Ridgetop Dr was $6,055, up 3.5% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellbrook City |
| County | Greene County |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,055.00 (+3.47%) | $104,160 (-) Land $21,200 Building $82,960 | |
| 2024 | $5,852.00 (-0.27%) | $104,160 (-) Land $21,200 Building $82,960 | |
| 2023 | $5,868.00 (+8.61%) | $104,160 (+34.11%) Land $21,200 Building $82,960 | $297,620 Land $60,580 Building $237,040 |
| 2022 | $5,403.00 | $77,670 Land $16,960 Building $60,710 | |
| 2020 | $221,940 Land $48,470 Building $173,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4087 Ridgetop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4087 Ridgetop Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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