4087 Railhead Ave, Westfield, IN 46074 Property Records

Hamilton County property record for 4087 Railhead Ave, Westfield, IN 46074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,858 sqft · built 2024
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$242,060 (Apr 2026)
Tax Bill$48 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN29-06-29-015-014.000-015

Property Details

APN / Parcel Number

Primary APN29-06-29-015-014.000-015
Alternative APN
  • 0806290015014000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,858 sqft Living Area
Gross Area3,398 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4087 RAILHEAD AVE
CityWESTFIELD
StateIN
Zip46074-0829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .25, SECTION 29, TOWNSHIP 19, RANGE 4, LINDLEY RUN, SECTION 3, LOT 148, IRREGULAR SHAPE
Legal SubdivisionLINDLEY RUN SECTION 3
Legal Lot Number148
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group3
Census Block3028
Census Tract110516

Owner

Source: Hamilton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4087 RAILHEAD AVE, WESTFIELD, IN 46074-0829
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Special Warranty Deed · Conventional Mortgage
ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Apr 7, 2026Special Warranty Deed, Transfer · Conventional Mortgage
ELEMENTS FINANCIAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2026 · Amount on Record
Deed SaleApr 7, 2026 · Amount on Record
Deed Document Number202614193
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON IN
Recording DateApr 7, 2026
Property Address4087 RAILHEAD AVE, WESTFIELD, IN 46074-0829
Document Number0000014193
Instrument DateApr 3, 2026
Instrument202614193
Record UpdatedApr 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 RAILHEAD AVE, WESTFIELD, IN 46074-0829

Mortgage

Document Number0000014194,
DateApr 7, 2026
Instrument202614194
Lender
NameELEMENTS FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.35%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON IN
Recording DateApr 7, 2026
Property Address4087 RAILHEAD AVE, WESTFIELD, IN 46074-0829
Document Number0000014193
Instrument DateApr 3, 2026
Instrument202614193
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 RAILHEAD AVE, WESTFIELD, IN 46074-0829

Mortgage

Document Number0000014194,
DateApr 7, 2026
Instrument202614194
Lender
NameELEMENTS FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,900 (+48,216.67%) Land $98,000 Building $191,900$289,900 (+48,216.67%) Land $98,000 Building $191,900
2024$48.00 (+269.23%)
2023$13.00$600 Land $600$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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