40863 Baccarat Rd, Temecula, CA 92591 Property Records

Riverside County property record for 40863 Baccarat Rd, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,139 sqft · built 2000
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Feb 2000)
Tax Bill	$7,700 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`919-501-013`

Property Details

APN / Parcel Number

Primary APN	`919-501-013`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,139 sqft Living Area
Gross Area	5,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	913 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40863 BACCARAT RD
City	TEMECULA
State	CA
Zip	92591-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 MB 233/036 TR 21818
Legal Tract	21818
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43218

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40863 BACCARAT RD, TEMECULA, CA 92591-1794
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Apr 30, 2019	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	200074333
Last Transfer Date	Apr 25, 2019
Transfer Doc	0000148861
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40863 BACCARAT RD, TEMECULA, CA 92591-1794
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442578
Date	Oct 31, 2019
Instrument	2019-0442578

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 30, 2019
Property Address	40863 BACCARAT RD, TEMECULA, CA 92591-1794
Document Number	0000148859
Instrument Date	Apr 25, 2019
Instrument	148859
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40863 BACCARAT RD TEMECULA CA 925911794, TEMECULA, CA 92591-1794

Mortgage

Document Number	148860
Date	Apr 30, 2019
Instrument	148860

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 30, 2019
Property Address	40863 BACCARAT RD, TEMECULA, CA 92591-1794
Document Number	0000148861
Instrument Date	Apr 25, 2019
Instrument	148861
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40863 BACCARAT RD TEMECULA CA 925911794, TEMECULA, CA 92591-1794

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,930 (+2%) Land $156,757 Building $525,173
2025	$7,700.00 (+2.5%) Homeowner's exemption	$668,560 (+4.04%) Land $153,684 Building $514,876
2023	$7,512.00 (+2.25%) Homeowner's exemption	$642,601 Land $147,717 Building $494,884
2022	$7,347.00
2021			$1,172,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Accel Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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