4086 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4086 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2001
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Jun 2025)
Tax Bill	$1,909 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130001000001K`

Property Details

APN / Parcel Number

Primary APN	`130001000001K`
Alternative APNs	`13 1 1K` `15598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,464 sqft (2.49 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15598
Street Address	4086 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO-RES/OF
Legal Description	AT E LEAKE 2.49AC LOT 2 OUT OF 13-1-1 #25-1777 PCC 45
Legal Lot Number	2
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	400500

Owner

Source: Goochland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4086 THREE CHOPT RD, GUM SPRING, VA 23065-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	20251777
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Feb 2, 2022
Property Address	4086 THREE CHOPT RD, GUM SPRING, VA 23065-2034
Document Number	0220000435
Instrument Date	Jan 31, 2022
Instrument	220000435
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 THREE CHOPT RD, GUM SPRING, VA 23065-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0220000436
Date	Feb 2, 2022
Instrument	220000436

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00 (+5.7%)	$360,200 (+5.69%) Land $82,500 Building $277,700	$360,200 (+5.69%) Land $82,500 Building $277,700
2025	$1,806.00 (+43.9%)	$340,800 (+10.83%) Land $76,300 Building $264,500	$340,800 (+10.83%) Land $76,300 Building $264,500
2023		$307,500 Land $66,000 Building $241,500	$307,500 Land $66,000 Building $241,500
2021	$1,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20