4086 Mark Korte Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4086 Mark Korte Ln, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,152 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Apr 2015)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Oct 2026 Transfer Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T011100102`

Property Details

APN / Parcel Number

Primary APN	`T011100102`
Alternative APN	`3-0041-8552-00-0032.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
Gross Area	5,180 sqft
1st Floor Area	1,784 sqft
Basement Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	163 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011100102
Street Address	4086 MARK KORTE LN
City	SAINT CHARLES
State	MO
Zip	63304-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN SPRING LOT 32
Legal Subdivision	HIDDEN SPRING
Legal Lot Number	32
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1005
Census Tract	311132

Owner

4086 Mark Korte Ln is owned and occupied by two individuals who acquired it in October 2026.

Source: St. Charles County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit ST JOHNS BANK & TRUST COMPANY
Aug 27, 2020	Deed of Trust, Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on File
Deed Sale	Apr 10, 2015 · Amount on File
Prior Sale	Dec 11, 2012 · Amount on File
Deed Document Number	2015215980
Deed Book / Page	6336 / 866
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000048036
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 8, 2026
Property Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409
Document Number	0000048036
Instrument Date	Oct 1, 2026
Instrument	202648036
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409

Mortgage

Document Number	0000051609
Date	Nov 17, 2025
Instrument	2025R-051609

Lender

Name	ST JOHNS BANK & TRUST COMPANY
Type	Bank
Address	SAINT LOUIS, MO 63114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4086 MARK KORTE LN, SAINT CHARLES, MO 63304-8409
Document Number	0000064723
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4086 MARK KORTE LN ST CHARLES MO 633048409, ST CHARLES, MO 63304-8409

Mortgage

Document Number	0000064723
Date	Sep 3, 2020
Instrument	64723

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4086 Mark Korte Ln was $5,218.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,092 (-)	$463,643 (-) Land $90,000 Building $373,643
2025	$5,218.00	$88,092	$463,643 Land $90,000 Building $373,643
2023		$87,441
2022			$460,214 Land $70,000 Building $390,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4086 Mark Korte Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4086 Mark Korte Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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