4086 la Posta Canyon Rd, Durango, CO 81303 Property Records

La Plata County property record for 4086 la Posta Canyon Rd, Durango, CO 81303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,692 sqft · built 1985
Lot Size75 acres (3,267,000 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Mar 2020)
Tax Bill$1,489 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5949-051-00-280

Property Details

APN / Parcel Number

Primary APN5949-051-00-280
Alternative APN
  • R019924

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,692 sqft Living Area
Gross Area2,524 sqft
Basement Area832 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Lot Area3,267,000 sqft
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area64 sqft
Deck AreaDeck Area
Patio Area632 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR019924
Street Address4086 LA POSTA CANYON RD
CityDURANGO
StateCO
Zip81303-9089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR IN E/2E/2 5-33-10 & TR IN SE/4SE/4 32-34-10 4086 LA POSTA CANYON RD DURANGO 81303
Legal SubdivisionDURANGO
Legal Block2
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO SOUTHWEST
Census Block Group2
Census Block2031
Census Tract940400

Owner

4086 la Posta Canyon Rd is owned by an individual who bought it in March 2020.

Source: La Plata County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address257 E 6TH AVE, DURANGO, CO 81301-5731
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF COLORADO
Mar 2, 2020Grant Deed, Transfer · Conventional with PMI
BANK OF CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2020 · Amount on File
Deed SaleMar 2, 2020 · Amount on File
Prior SaleApr 25, 1996 · Amount on File
Deed Document Number20201168447
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address4086 LA POSTA CANYON RD, DURANGO, CO 81303-9089
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001197669
DateAug 16, 2021
Instrument1197669
Lender
NameBANK OF COLORADO
TypeBank
AddressGREELEY, CO 80634
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLA PLATA CO
Recording DateMar 2, 2020
Property Address4086 LA POSTA CANYON RD, DURANGO, CO 81303-9089
Document Number0001168447
Instrument DateFeb 28, 2020
Instrument1168447
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 E 6TH AVE DURANGO CO 813015731, DURANGO, CO 81301-5731

Mortgage

Document Number1168448
DateMar 2, 2020
Instrument1168448
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4086 la Posta Canyon Rd was $1,489, up 22.6% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,020 (-2.07%) Land $8,670 Building $17,350$425,180 (-) Land $141,750 Building $283,430
2025$1,489.00 (+22.55%)$26,570 Land $8,860 Building $17,710$425,180 Land $141,750 Building $283,430
2024$1,215.00 (+16.38%)
2023$1,044.00 (+18.91%)$24,220 (+20.14%) Land $7,690 Building $16,530$361,540 (+24.69%) Land $114,830 Building $246,710
2022$878.00$20,160 Land $5,040 Building $15,120$289,950 Land $72,450 Building $217,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4086 la Posta Canyon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4086 la Posta Canyon Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 78% of Colorado
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

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