Gwinnett County property record for 4086 Howell Ferry Rd, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,627 sqft · built 1979 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $526 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-290-031 |
| Primary APN | 6-290-031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,627 sqft Living Area |
| Gross Area | 3,788 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Lot Area | 18,730 sqft (0.43 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 263 sqft |
| Patio Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4086 HOWELL FERRY RD |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | L3 BE HOWELL WOOD 1 |
| Legal Subdivision | HOWELL WOOD 1 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50228 |
4086 Howell Ferry Rd is owned and occupied by two individuals who acquired it in August 2026.
Source: Gwinnett County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MORTGAGE MORTGAGE |
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 3, 2025 | Warranty Deed, Transfer |
| Jun 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Aug 31, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 |
| Deed Sale | Aug 19, 2026 |
| Prior Sale | Oct 3, 2001 · Amount on File |
| Deed Book / Page | 62711 / 269 |
| Prior Transfer Date | Oct 3, 2025 |
| Prior Transfer Doc | 0621070503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Aug 19, 2026 |
| Property Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 6271000269 |
| Book / Page | 62711 / 269 |
| Instrument Date | Aug 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 6271000272, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 62711/272 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 0601430882 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 0000060143/0000000882 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Oct 3, 2025 |
| Property Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 0621070503 |
| Book / Page | 62107 / 503 |
| Instrument Date | Oct 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 0606640595 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 0000060664/0000000595 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4086 HOWELL FERRY RD, DULUTH, GA 30096-3125 |
| Document Number | 0570630262 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 4086 HOWELL FERRY RD DULUTH GA 300963125, DULUTH, GA 30096-3125 |
| Document Number | 0570630262 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 057063/000262 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4086 Howell Ferry Rd was $526.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 | $185,320 Land $34,000 Building $151,320 | $463,300 Land $85,000 Building $378,300 |
| 2023 | $382.00 | $166,560 Land $36,000 Building $130,560 | |
| 2022 | $416,400 Land $90,000 Building $326,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4086 Howell Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4086 Howell Ferry Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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