4086 Emily Ct, Howell, MI 48843 Property Records

Livingston County property record for 4086 Emily Ct, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,914 sqft · built 2001
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (May 2002)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-08-200-012`

Property Details

APN / Parcel Number

Primary APN	`10-08-200-012`
Alternative APN	`471008200012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,914 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	91,912 sqft (2.11 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	130 sqft
Patio Area	244 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4086 EMILY CT
City	HOWELL
State	MI
Zip	48843-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURB
Legal Description	SEC 8 T2N-R4E COM NE COR TH ALG C/L SANITORIUM RD N8901'03"W 1315.89', TH ALG ROW OF CEDAR LAKE RD S0306'22"E 1702.01', TH
Legal Range	04E
Legal Township	02N
Legal Section	03
Legal Tract	730600
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	730101

Owner

4086 Emily Ct is owned and occupied by two individuals who bought it in May 2002.

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4086 EMILY CT, HOWELL, MI 48843-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Oct 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 18, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2002 · Amount on File
Deed Sale	May 23, 2002 · Amount on File
Deed Book / Page	3404 / 611
Prior Transfer Date	Dec 10, 2001
Prior Transfer Doc	0032240618
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4086 EMILY CT, HOWELL, MI 48843-5420
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 EMILY CT, HOWELL, MI 48843-5420

Mortgage

Document Number	0000038805
Date	Oct 28, 2020
Instrument	2020R-038805

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4086 EMILY CT, HOWELL, MI 48843-5420
Document Number	0000009992
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4086 EMILY CT HOWELL MI 488435420, HOWELL, MI 48843-5420

Mortgage

Document Number	0000009992
Date	Apr 6, 2020
Instrument	9992

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4086 EMILY CT, HOWELL, MI 48843-5420
Document Number	0000029118
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4086 EMILY CT HOWELL MI 488435420, HOWELL, MI 48843-5420

Mortgage

Document Number	0000029118
Date	Oct 24, 2019
Instrument	29118

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4086 EMILY CT, HOWELL, MI 48843-5420
Document Number	0000012618
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4086 EMILY CT HOWELL MI 488435420, HOWELL, MI 48843-5420

Mortgage

Document Number	0000012618
Date	Apr 25, 2017
Instrument	12618

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4086 Emily Ct was $2,433 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,400	$370,800
2025	$2,433.00
2023		$139,700
2021	$1,986.00		$279,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4086 Emily Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4086 Emily Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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