4086 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 4086 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,088 sqft · built 2014
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Feb 2020)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-70-826`

Property Details

APN / Parcel Number

Primary APN	`304-70-826`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,088 sqft Living Area
1st Floor Area	1,274 sqft
2nd Floor Area	1,814 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	3 Parking Spaces
Pool Area	650 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4086 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ELLIOT GROVES AT MORRISON RANCH PHASE 1 MCR 1112-03
Legal Range	06E
Legal Township	01S
Legal Section	13
Legal Subdivision	ELLIOT GROVES AT MORRISON RANCH PHASE 1
Legal Phase	1
Legal Lot Number	131
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	422623

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 26, 2020	Intrafamily Transfer, Transfer CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	20200162734
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177

Mortgage

Document Number	0000945812
Date	Oct 5, 2020
Instrument	20200945812

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2020
Property Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177
Document Number	0000162734
Map Reference	MB 1112 PG 3
Instrument Date	Feb 4, 2020
Instrument	20200162734
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4086 E PALO VERDE ST, 4086, GILBERT, AZ 85296-1177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177

Mortgage

Document Number	0000162736
Date	Feb 26, 2020
Instrument	20200162736

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2020
Property Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177
Document Number	0000162735
Map Reference	MB 1112 PG 3
Instrument Date	Feb 4, 2020
Instrument	20200162735
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 E PALO VERDE ST, GILBERT, AZ 85296-1177

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,510 (+2.67%)	$695,100 (+2.67%) Land $139,000 Building $556,100
2025	$3,396.00 (+3.57%)
2024		$67,700	$677,000 Land $135,400 Building $541,600
2023	$3,279.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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