4086 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4086 Davison Rd, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1964
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Sep 2023)
Tax Bill	$762 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-321-008-00`

Property Details

APN / Parcel Number

Primary APN	`008-321-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,008 sqft Living Area
1st Floor Area	744 sqft
Basement Area	264 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	21,432 sqft (0.492 acres)
Lot Dimensions	195 ft deep x 110 ft wide
Garage Area	264 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4086 DAVISON RD
City	LAPEER
State	MI
Zip	48446-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09 71 600 000 00 T7N R9E OAK KNOLL ESTATES #1 LOT 8.
Legal Subdivision	OAK KNOLL ESTATES
Legal Lot Number	8
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1003
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-321-008-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4086 DAVISON RD, LAPEER, MI 48446-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 01, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	May 01, 2018 · Amount on Record
Deed Book / Page	3368 / 498
Last Transfer Date	Aug 13, 2025
Transfer Doc	0034750505
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4086 DAVISON RD, LAPEER, MI 48446-2836
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 DAVISON RD, LAPEER, MI 48446-2836

Mortgage

Document Number	0035050411
Date	Feb 24, 2026
Book Page	3505/411

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 01, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 19, 2023
Property Address	4086 DAVISON RD, LAPEER, MI 48446-2836
Document Number	0033680498
Book / Page	3368 / 498
Map Reference	LB 3 PG 2
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4086 DAVISON RD, LAPEER, MI 48446-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 LINCOLN ST, OXFORD, MI 48371-3622

Mortgage

Document Number	0003368500
Date	Sep 19, 2023
Instrument	3368/500

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4086 DAVISON RD, LAPEER, MI 48446-2836
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 DAVISON RD, LAPEER, MI 48446-2836

Mortgage

Document Number	0031960369
Date	Apr 22, 2021
Book Page	3196/369

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 01, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 01, 2018
Property Address	4086 DAVISON RD, LAPEER, MI 48446-2836
Document Number	0029580534
Book / Page	002958 / 000534
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4086 DAVISON RD LAPEER MI 484462836, LAPEER, MI 48446-2836

Mortgage

Document Number	29580535
Date	May 01, 2018
Book Page	002958/000535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (-55.49%) Homeowner's exemption	$81,900 (+6.23%)	$163,800 (+6.23%)
2024	$1,712.00 (+37.62%)
2023		$77,100	$154,200
2022	$1,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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