4086 85th Pl, Live Oak, FL 32060 Property Records

Suwannee County property record for 4086 85th Pl, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,952 sqft · built 2000
Lot Size	5.04 acres (219,542 sqft)
Owner	Owner Name on Record
Tax Bill	$1,140 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-01S-14E-01864-003000`

Property Details

APN / Parcel Number

Primary APN	`28-01S-14E-01864-003000`
Alternative APN	`01864003000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Porch	Porch
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01864003000
Street Address	4086 85TH PL
City	LIVE OAK
State	FL
Zip	32060-8923
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.04 ACRES COMM AT NW COR OF NE1/4 OF NW1/4 RUN S 1012.80 FT TO THE POB CON S 330 FT E 666.10 FT N 330 FT W 665.93 FT TO
Legal Range	14E
Legal Township	01S
Legal Section	28
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4086 85TH PL, LIVE OAK, FL 32060-8923
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 18, 2008
Last Transfer Date	Feb 25, 2011
Transfer Doc	0000129061
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4086 85TH PL, LIVE OAK, FL 32060-8923
Document Number	0000209337
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4086 85TH PL LIVE OAK FL 320608923, LIVE OAK, FL 32060-8923

Mortgage

Document Number	0000209337
Date	Nov 19, 2018
Book Page	002086/000026
Instrument	209337

Lender

Name	MICHAEL DELUCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2028

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,389 (+5.99%)	$181,251 (+52.66%) Land $52,794 Building $128,457
2024	$1,140.00 (+2.98%)
2023	$1,107.00 (+3.94%) Homeowner's exemption	$90,001 (+3%)	$118,732 (+9.45%) Land $40,068 Building $78,664
2022	$1,065.00 Homeowner's exemption	$87,380	$108,483 Land $34,776 Building $73,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20