40850 Butternut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 40850 Butternut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1977
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Mar 2016)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-013-000-143`

Property Details

APN / Parcel Number

Primary APN	`10-00-013-000-143`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	588 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	29,185 sqft (0.669 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	104 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	200 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	40850 BUTTERNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-10-013C -015-00
Legal Subdivision	CARLISLE SEC 13
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2009
Census Tract	77100

Owner

40850 Butternut Ridge Rd is owned and occupied by an individual who bought it in March 2016.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40850 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2016 · Amount on File
Deed Sale	Mar 24, 2016 · Amount on File
Deed Document Number	2016001168
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40850 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7918
Document Number	0000799185
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40850 BUTTERNUT RIDGE RD ELYRIA OH 440357918, ELYRIA, OH 44035-7918

Mortgage

Document Number	0000799185
Date	Jan 21, 2021
Instrument	799185

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 20, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 40850 Butternut Ridge Rd was $2,418.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00	$60,880 (+0.01%) Land $10,260 Building $50,620	$173,920 (-) Land $29,300 Building $144,620
2024	$2,418.00 (-6.68%)	$60,872 (+15.48%) Land $10,255 Building $50,617	$173,920 (+15.48%) Land $29,300 Building $144,620
2023	$2,591.00 (+0.78%)	$52,714 (+0.01%) Land $14,151 Building $38,563	$150,610 Land $40,430 Building $110,180
2022	$2,571.00	$52,710 Land $14,150 Building $38,560
2021			$150,610 Land $40,430 Building $110,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40850 Butternut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40850 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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