4085 Whitehall Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4085 Whitehall Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1995
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$204,800 (Dec 2019)
Tax Bill	$2,390 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-4-001-048.78`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-4-001-048.78`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4085 WHITEHALL DR
City	ARNOLD
State	MO
Zip	63010-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	WHITEHALL ESTS 1 LOT 78
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	WHITEHALL ESTS 1
Legal Block	2
Legal Lot Number	78
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage A1 MORTGAGE GROUP LLC
Dec 11, 2019	Quit Claim Deed, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 17, 2018	Warranty Deed, Transfer · VA Mortgage FIRST NAT'L BK/OMAHA
Aug 14, 2017	Deed of Trust, Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	201938934
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	2019R038934
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118

Mortgage

Document Number	0000026111
Date	Oct 9, 2025
Instrument	2025R-026111

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021R008072
Date	Feb 24, 2021
Instrument	2021R-008072

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 11, 2019
Property Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Document Number	0000038934
Instrument Date	Dec 4, 2019
Instrument	38934
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	WORLDWIDE RECORDING INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4085 WHITEHALL DR ARNOLD MO 630105118, ARNOLD, MO 63010-5118

Mortgage

Document Number	38935
Date	Dec 11, 2019
Instrument	38935

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2018
Property Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Document Number	0000025101
Instrument Date	Aug 15, 2018
Instrument	25101
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHITEHALL DR ARNOLD MO 630105118, ARNOLD, MO 63010-5118

Mortgage

Document Number	25102
Date	Aug 17, 2018
Instrument	25102

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4085 WHITEHALL DR, ARNOLD, MO 63010-5118
Document Number	0000025733
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4085 WHITEHALL DR ARNOLD MO 630105118, ARNOLD, MO 63010-5118

Mortgage

Document Number	0000025733
Date	Aug 18, 2017
Instrument	25733

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,100 (+10.75%) Land $5,900 Building $31,200	$195,300 (-) Land $31,100 Building $164,200
2024	$2,390.00 (+0.59%)		$195,300 (+10.59%) Land $31,100 Building $164,200
2023	$2,376.00	$33,500 Land $4,800 Building $28,700	$176,600 Land $25,300 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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