4085 Whispering Oak Way, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4085 Whispering Oak Way, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1984
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$519,000 (Sep 2021)
Tax Bill	$5,927 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-082-055`

Property Details

APN / Parcel Number

Primary APN	`015-082-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4085 WHISPERING OAK WAY
City	PASO ROBLES
State	CA
Zip	93446-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 7 N 1/2 LT 160
Legal Subdivision	TRACT 07
Legal Tract	7
Legal Block	1
Legal Lot Number	160
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1019
Census Tract	10303

Owner

4085 Whispering Oak Way is owned and occupied by an individual who bought it in September 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 10, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 12, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	202162327
Prior Transfer Date	Feb 26, 2010
Prior Transfer Doc	0000009922
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 10, 2021
Property Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570
Document Number	0000062328
Map Reference	MB 5 PG 25
Instrument Date	Aug 26, 2021
Instrument	2021062328
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 10, 2021
Property Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570
Document Number	0000062327
Map Reference	MB 5 PG 25
Instrument Date	Aug 10, 2021
Instrument	2021062327
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570

Mortgage

Document Number	0000062329
Date	Sep 10, 2021
Instrument	2021062329

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 12, 2019
Property Address	4085 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9570
Document Number	0000022427
Instrument Date	Mar 22, 2019
Instrument	22427
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHISPERING OAK WAY PASO ROBLES CA 934469570, PASO ROBLES, CA 93446-9570

Tax Assessment & Valuation

The 2025 property tax bill for 4085 Whispering Oak Way was $5,927.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,779 (+2%) Land $216,485 Building $345,294
2025	$5,927.00	$550,765 Land $212,241 Building $338,524
2023	$5,722.00 (+1.74%)	$529,380 Land $204,000 Building $325,380
2022	$5,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4085 Whispering Oak Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Whispering Oak Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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