4085 Vermont Ave, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4085 Vermont Ave, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,134 sqft · built 1988
Lot Size	0.396 acres (17,264 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2022)
Tax Bill	$5,554 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-72500-04-180`

Property Details

APN / Parcel Number

Primary APN	`10-72500-04-180`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,134 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	881 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	17,264 sqft (0.396 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4085 VERMONT AVE
City	SAINT PAUL
State	MN
Zip	55123-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAFFORD PLACE 18 4
Legal Subdivision	STAFFORD PLACE
Legal Block	4
Legal Lot Number	180
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1006
Census Tract	60752

Owner

4085 Vermont Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4085 VERMONT AVE, SAINT PAUL, MN 55123-1585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Sep 12, 2003 · Amount on File
Deed Document Number	20221436785
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 26, 2022
Property Address	4085 VERMONT AVE, EAGAN, MN 55123-1585
Document Number	0003550861
Instrument Date	Jul 7, 2022
Instrument	3550861
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4085 VERMONT AVE, EAGAN, MN 55123-1585

Mortgage

Document Number	0003550862
Date	Jul 26, 2022
Instrument	3550862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4085 VERMONT AVE, EAGAN, MN 55123-1585
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 VERMONT AVE, EAGAN, MN 55123-1585

Mortgage

Document Number	0003538911
Date	May 10, 2022
Instrument	3538911

Lender

Name	BELL BANK
Type	Bank
Address	TUSCUMBIA, MO 65082

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	17 Months
Due	Oct 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4085 Vermont Ave was $5,554 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,554.00	$480,400 Land $114,600 Building $365,800	$480,400 Land $114,600 Building $365,800
2023	$4,476.00 Homeowner's exemption
2022		$434,700 Land $111,600 Building $323,100	$434,700 Land $111,600 Building $323,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4085 Vermont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Vermont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Southeast MN Wifi.

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