4085 Steele St, Memphis, TN 38127 Property Records

Shelby County property record for 4085 Steele St, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,433 sqft · built 1958
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Apr 2026)
Tax Bill	$739 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1001-0-0051`

Property Details

APN / Parcel Number

Primary APN	`07-1001-0-0051`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,235 sqft
Utility Area	35 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	250 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4085 STEELE ST
City	MEMPHIS
State	TN
Zip	38127-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WS STEELE RD TO IC RR
Legal Subdivision	GEORGIAN HILLS
Legal Block	G
Legal Lot Number	10
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	10002

Owner

Source: Shelby County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4709 FOSTER HILL CT, KINGWOOD, TX 77345-2558
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage GROUP FINANCIAL
Apr 8, 2026	Warranty Deed, Transfer · Line of Credit SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE
Apr 8, 2026	Warranty Deed, Transfer SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Apr 8, 2026 · Amount on Record
Deed Document Number	202626761
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Sep 8, 2026
Property Address	4085 STEELE ST, MEMPHIS, TN 38127-3932
Document Number	0000077510
Instrument Date	Aug 31, 2026
Instrument	202677510
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000077510,
Date	Sep 8, 2026
Instrument	202677510

Lender

Name	GROUP FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 8, 2026
Property Address	4085 STEELE ST, MEMPHIS, TN 38127-3932
Document Number	0000026761
Instrument Date	Apr 2, 2026
Instrument	202626761
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52,318.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4709 FOSTER HILL CT, KINGWOOD, TX 77345-2558
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026762,
Date	Apr 8, 2026
Instrument	202626762

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 8, 2026
Property Address	4085 STEELE ST, MEMPHIS, TN 38127-3932
Document Number	0000026760
Instrument Date	Apr 2, 2026
Instrument	202626760
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Transaction

Amount	Amount Recorded
Tax	$16,816.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 (+17.68%)	$27,500 (+48.25%) Land $3,375 Building $24,125	$110,000 (+48.25%) Land $13,500 Building $96,500
2024	$628.00 (-44.42%)
2023		$18,550 Land $2,900 Building $15,650
2022	$1,130.00
2021			$74,200 Land $11,600 Building $62,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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