4085 Old NC 75, Stem, NC 27581 Property Records

Granville County property record for 4085 Old NC 75, Stem, NC 27581 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,804 sqft Heated Area
Lot Size	50,530 sqft (1.16 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2023)
Tax Bill	$2,831.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`098000524544`
Alternative APNs	`73727858` `1097223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,804 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	50,530 sqft (1.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1097223
Street Address	4085 OLD NC 75
City	STEM
State	NC
Zip	27581-9512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8
Legal Subdivision	FINAL PLAT OF 4059 FARM LLC
Legal Lot Number	8
Jurisdiction	GRANVILLE NC
Minor Civil Division	TALLY HO
Census Blockgroup	4
Census Block	4004
Census Tract	970701

Owner

Source: Granville County records · APN 098000524544

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4085 OLD NC 75, STEM, NC 27581-9512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE HOME LENDING
Mar 09, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Mar 09, 2021 · Amount on Record
Deed Book / Page	1941 / 585
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 28, 2023
Property Address	4085 OLD NC 75, STEM, NC 27581-9512
Document Number	001941/585
Book / Page	1941 / 585
Map Reference	MB 48 PG 105
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 OLD NC 75, STEM, NC 27581-9512

Mortgage

Document Number	0001941588
Date	Mar 28, 2023
Instrument	1941/588

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 09, 2021
Property Address	4085 OLD NC 75, STEM, NC 27581-9512
Document Number	1827/256
Book / Page	1827 / 256
Map Reference	MB 48 PG 105
Instrument Date	Feb 28, 2021
Transaction Type	Transfer
Record Updated	Oct 05, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 BOWLES AVE, 1990, CREEDMOOR, NC 27522-7823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 OLD NC 75, STEM, NC 27581-9512

Mortgage

Document Number	1827258
Date	Mar 09, 2021
Instrument	1827/258

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Apr 16, 2020
Property Address	4085 OLD NC 75, STEM, NC 27581-9512
Document Number	1771/689
Book / Page	1771 / 689
Map Reference	MB 48 PG 105
Instrument Date	Apr 14, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3067 SAM MOSS HAYES RD, 3067, OXFORD, NC 27565-7231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 OLD NC 75, STEM, NC 27581-9512

Mortgage

Document Number	1771691
Date	Apr 16, 2020
Instrument	1771/691

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (+54.7%)	$395,646 (+104.6%) Land $68,681 Building $326,965
2024			$395,646 (+104.6%) Land $68,681 Building $326,965
2023	$1,830.00 (+1.16%)	$193,372 (-) Land $35,269 Building $158,103	$193,372 (-) Land $35,269 Building $158,103
2022	$1,809.00	$193,372 Land $35,269 Building $158,103	$193,372 Land $35,269 Building $158,103

4085 Old NC 75, Stem, NC 27581 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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