Montgomery County property record for 4085 Emerson Cove Dr, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,114 sqft · built 2019 |
| Lot Size | 0.163 acres (7,139 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,059 (2024) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2025 Second Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2132-04-07100 |
| Primary APN | 2132-04-07100 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,114 sqft Living Area |
| 1st Floor Area | 3,114 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,139 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R487911 |
|---|---|
| Street Address | 4085 EMERSON COVE DR |
| City | SPRING |
| State | TX |
| Zip | 77386-4792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S213204 - ALLEGRO AT HARMONY 04, BLOCK 3, LOT 44 |
| Legal Subdivision | ALLEGRO AT HARMONY 04 |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 692009 |
Source: Montgomery County assessment roll, APN 2132-04-07100, as of July 25, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Dec 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Dec 15, 2025 | Vendor's Lien, Transfer FIDELITY NATIONAL TITLE |
| Dec 18, 2025 | Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Dec 15, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Dec 18, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 27, 2019 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 |
| Deed Sale | Dec 18, 2025 |
| Prior Sale | Dec 18, 2025 |
| Deed Document Number | 2025128101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128103 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025128103 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 12, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128103 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025128103 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 12, 2028 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 15, 2025 |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128101 |
| Map Reference | CAB Z SH 5350 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025128101 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834 |
| Name | Verified Name |
|---|---|
| Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 18, 2025 |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128101 |
| Map Reference | CAB Z SH 5350 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025128101 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834 |
| Name | Verified Name |
|---|---|
| Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128102 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025128102 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 15, 2025 |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128100 |
| Map Reference | CAB Z SH 5350 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025128100 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834 |
| Document Number | 0000128103 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025128103 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 12, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 18, 2025 |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000128100 |
| Map Reference | CAB Z SH 5350 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025128100 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 27, 2019 |
| Property Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000078586 |
| Map Reference | CAB Z SH 5350-5352 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019078586 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4085 EMERSON COVE DR, SPRING, TX 77386-4792 |
| Document Number | 0000078587 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019078587 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Montgomery County assessment roll as of July 25, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $500,000 (-) Land $29,718 Building $470,282 | $500,000 (-) Land $29,718 Building $470,282 | |
| 2024 | $10,059.00 (+73.22%) Homeowner's exemption | $500,000 (+8.9%) Land $29,718 Building $470,282 | $500,000 (+3.95%) Land $29,718 Building $470,282 |
| 2023 | $5,807.00 Homeowner's exemption | $459,120 Land $29,720 Building $451,280 | $481,000 Land $29,720 Building $451,280 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), as of January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 373 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 373 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 611 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Radiate Holdings Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system TX1700773, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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