4085 E Pelot Ln, Alton, IL 62002 Property Records

Madison County property record for 4085 E Pelot Ln, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Jul 2018)
Tax Bill	$4,620 (2013)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Mortgage + 3 more
APN	`20-1-02-23-00-000-017-002`

Property Details

APN / Parcel Number

Primary APN	`20-1-02-23-00-000-017-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4085 E PELOT LN
City	ALTON
State	IL
Zip	62002-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW SW
Jurisdiction	MADISON IL
Township / Civil Division	FOSTER
Census Block Group	2
Census Block	2016
Census Tract	402804

Owner

4085 E Pelot Ln is owned and occupied by an individual who bought it in July 2018.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4085 E PELOT LN, ALTON, IL 62002-7923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 31, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 27, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Sep 21, 2017	Deed of Trust, Mortgage 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201823119
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4085 E PELOT LN, ALTON, IL 62002-7923
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020687
Date	Aug 7, 2023
Instrument	2023R20687

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

Interest

Rate Type	Fixed Rate
Rate	8.13%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4085 E PELOT LN, ALTON, IL 62002-7923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032087
Date	Sep 11, 2020
Instrument	2020R32087

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4085 E PELOT LN, ALTON, IL 62002-7923
Document Number	0000028579
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 E PELOT LN ALTON IL 620027923, ALTON, IL 62002-7923

Mortgage

Document Number	0000028579
Date	Sep 6, 2019
Instrument	28579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 27, 2018
Property Address	4085 E PELOT LN, ALTON, IL 62002-7923
Document Number	0000023119
Instrument Date	Jul 24, 2018
Instrument	23119
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 E PELOT LN ALTON IL 620027923, ALTON, IL 62002-7923

Mortgage

Document Number	23120
Date	Jul 27, 2018
Instrument	23120

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4085 E PELOT LN, ALTON, IL 62002-7923
Document Number	0000032916
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 E PELOT LN ALTON IL 62002, ALTON, IL 62002

Mortgage

Document Number	0000032916
Date	Sep 28, 2017
Instrument	32916

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Foster Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,980 Land $22,490 Building $86,490	$326,940 Land $67,470 Building $259,470
2022		$91,080 Land $18,870 Building $72,210	$273,514 Land $56,667 Building $216,847
2013	$4,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4085 E Pelot Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 E Pelot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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