4085 Buchanan St, Gary, IN 46408 Property Records

Lake County property record for 4085 Buchanan St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1950
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2022)
Tax Bill	$2,624 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0123-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0123-0018`
Alternative APNs	`45-08-28-159-014.000-004` `254601230018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0123-0018
Old Parcel Number	254601230018
Street Address	4085 BUCHANAN ST
City	GARY
State	IN
Zip	46408-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST SUB. OAKINGTON PARK N.40' OF S.80' L.6 BL.4
Legal Subdivision	1ST SUB OAKINGTON PARK
Legal Block	4
Legal Lot Number	6
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	5
Census Block	5021
Census Tract	12400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4085 BUCHANAN ST, GARY, IN 46408-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 24, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 5, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Mar 24, 2022
Deed Document Number	2022-550875
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 29, 2022
Property Address	4085 BUCHANAN ST, GARY, IN 46408-2533
Document Number	0000050875
Map Reference	MB 11 PG 12
Instrument Date	Dec 15, 2022
Instrument	2022-550875
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 BUCHANAN ST, GARY, IN 46408-2533

Mortgage

Document Number	0000050876
Date	Dec 29, 2022
Instrument	2022-550876

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 24, 2022
Property Address	4085 BUCHANAN ST, GARY, IN 46408-2533
Document Number	0000012620
Map Reference	MB 11 PG 12
Instrument Date	Mar 24, 2022
Instrument	2022-512620
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7054 MCCOOK AVE, HAMMOND, IN 46323-2121

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Nov 5, 2021
Property Address	4085 BUCHANAN ST, GARY, IN 46408-2533
Document Number	0000066004
Instrument Date	Oct 7, 2021
Instrument	2021-066004
Transaction Type	Foreclosure
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 W 600 N, HOBART, IN 46342-9614

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,900 (+28.03%) Land $6,600 Building $121,300	$127,900 (+28.03%) Land $6,600 Building $121,300
2024	$2,624.00 (+71.95%)
2023		$99,900 (+246.88%) Land $6,500 Building $93,400	$99,900 (+246.88%) Land $6,500 Building $93,400
2022	$1,526.00	$28,800 Land $2,400 Building $26,400	$28,800 Land $2,400 Building $26,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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