4085 Bark Hill Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 4085 Bark Hill Rd, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1962
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2020)
Tax Bill$2,436 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-006057

Property Details

APN / Parcel Number

Primary APN02-006057
Alternative APNs
  • 2006057
  • 006057

Interior

Full Baths1 Bath
Stories1 Story
Building Area840 sqft Total Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)

Exterior Amenities

PorchSlab
Patio Area270 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number006057
Street Address4085 BARK HILL RD
CityUNION BRIDGE
StateMD
Zip21791-9221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT 1 - 20000 SF 4085 BARK HILL RD 5-27 KEY HEIGHTS
Legal SubdivisionKEY HEIGHTS
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division2, UNIONTOWN
Census Block Group1
Census Block1014
Census Tract502000

Owner

4085 Bark Hill Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4085 BARK HILL RD, UNION BRIDGE, MD 21791-9221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Aug 11, 2017Grant Deed, Transfer
PHH HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleAug 11, 2017 · Amount on File
Deed Book / Page9944 / 96
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateNov 10, 2020
Property Address4085 BARK HILL RD, UNION BRIDGE, MD 21791-9221
Document Number0099440096
Book / Page9944 / 96
Instrument DateOct 29, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4085 BARK HILL RD, UNION BRIDGE, MD 21791-9221

Mortgage

Document Number0009944102
DateNov 10, 2020
Instrument9944/102
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateAug 11, 2017
Property Address4085 BARK HILL RD, UNION BRIDGE, MD 21791-9221
Document Number0087730445
Book / Page008773 / 000445
Instrument DateJul 28, 2017
Transaction TypeTransfer
Record UpdatedSep 13, 2017
Title CompanyREAL ESTATE SETTLEMENTS ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4085 BARK HILL RD UNION BRIDGE MD 217919221, UNION BRIDGE, MD 21791-9221

Mortgage

Document Number87730451
DateAug 11, 2017
Book Page008773/000451
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressVIENNA, VA 22182
Agreement
AmountAmount on Record
Term360 Months
DueAug 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4085 Bark Hill Rd was $2,436 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,436.00 (+5.14%) Homeowner's exemption$230,000 Land $85,000 Building $145,000$230,000 Land $85,000 Building $145,000
2025$2,317.00 Homeowner's exemption
2023$2,052.00 Homeowner's exemption$181,600 Land $85,000 Building $96,600$181,600 Land $85,000 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4085 Bark Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Bark Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Nearby Properties on Bark Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number