40841 Ganders Flat Rd, Lisbon, OH 44432 Property Records

Columbiana County property record for 40841 Ganders Flat Rd, Lisbon, OH 44432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,533 sqft · built 1890
Lot Size3.69 acres (160,998 sqft)
Owner2 Individual Names on File
Tax Bill$1,217 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-00161.000

Property Details

APN / Parcel Number

Primary APN13-00161.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,533 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area392 sqft
Basement Area392 sqft
Unfinished Basement1,141 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area160,998 sqft (3.69 acres)
PorchSlab
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Street Address40841 GANDERS FLAT RD
CityLISBON
StateOH
Zip44432-9605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 11 19 PT NE 1/4 GANDERS FLATS RD 3.696A
JurisdictionCOLUMBIANA OH
Township / Civil DivisionELKRUN
Census Block Group3
Census Block3025
Census Tract951402

Owner

Source: Columbiana County assessment roll, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40841 GANDERS FLAT RD, LISBON, OH 44432-9605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 1993
Deed SaleSep 10, 1993
Prior SaleAug 30, 1993 · Amount on Record
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Recording DateJun 11, 2026
Property Address40841 GANDERS FLAT RD, LISBON, OH 44432-9605
Document Number0000005620
Book / Page2819 / 696
Instrument DateJun 10, 2026
Instrument20265620
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESBANCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40841 GANDERS FLAT RD, LISBON, OH 44432-9605

Mortgage

Document Number0000005620,
DateJun 11, 2026
Book Page2819/696
Instrument20265620
Lender
NameWESBANCO BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2051
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyColumbiana County
County SubdivisionElkrun Township
Unified School DistrictLisbon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,217.00 (+32.57%) Homeowner's exemption$48,790 (+31.97%) Land $15,400 Building $33,390$139,400 (+32.01%) Land $44,000 Building $95,400
2023$918.00 (-1.5%) Homeowner's exemption$36,970 (-) Land $11,660 Building $25,310
2022$932.00 Homeowner's exemption$36,970 Land $11,660 Building $25,310$105,600 Land $33,300 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Ampersand Technologies
Fixed Wireless
250 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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