4084 Igo Rd, Richmond, KY 40475 Property Records

Madison County property record for 4084 Igo Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Lot Size6.02 acres (262,231 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Apr 2004)
Tax Bill$1,886 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN0038-0000-0022

Property Details

APN / Parcel Number

Primary APN0038-0000-0022
Alternative APNs
  • 107937
  • 145263
  • 75427

Exterior

Lot Area262,231 sqft (6.02 acres)

Location & Zoning

Account Number75427
Street Address4084 IGO RD
CityRICHMOND
StateKY
Zip40475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3 (6.02 ACRES)
Legal SubdivisionELLIS FARM SURVEY
Legal Tract3
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group1
Census Block1004
Census Tract10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4056 IGO RD, RICHMOND, KY 40475-9115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2004 · Amount on Record
Deed SaleApr 8, 2004 · Amount on Record
Deed Document Number0000571721
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address4084 IGO RD, RICHMOND, KY 40475-9115
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2163/507
DateMay 31, 2022
Book PageM2163/507
Instrument2014093978
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMay 2, 2053
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 2, 2030
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,886.00 (-2.78%) Additional exemption filed$200,000 (-)$200,000 (-)
2023$1,940.00$200,000$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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