40827 Stone Rd, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 40827 Stone Rd, Big Bear Lake, CA 92315

Property Summary

Property Type	Restaurant
Details	5,760 sqft · built 1964
Lot Size	0.144 acres (6,262 sqft)
Owner	Company Name on File
Last Sale	$485,000 (Mar 2012)
Tax Bill	$14,449 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0308-173-31-0000`

Property Details

APN / Parcel Number

Primary APN	`0308-173-31-0000`

Interior

Stories	2 Stories
Building Area	5,760 sqft Gross Area
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	6,262 sqft (0.144 acres)
Lot Dimensions	101 ft deep x 62 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40827 STONE RD
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	PARCEL MAP 15309 PARCEL NO 2 EX E 45 FT
Legal Subdivision	PINE KNOT SUBDIVISION
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1051
Census Tract	11205

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8613 HELMS AVE, RANCHO CUCAMONGA, CA 91730-4521
Owner Type	Company
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage AMERICAN BUSINESS BANK
Jul 18, 2018	Grant Deed, Transfer · Commercial Mortgage PREFERRED BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2012 · Amount on Record
Deed Sale	Mar 14, 2012 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Document Number	2012100951
Prior Transfer Date	Dec 21, 2004
Prior Transfer Doc	0000090097
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	40827 STONE RD, BIG BEAR LAKE, CA 92315
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145316
Date	Mar 30, 2021
Instrument	2021-0145316

Lender

Name	AMERICAN BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 18, 2018
Property Address	40827 STONE RD, BIG BEAR LAKE, CA 92315
Document Number	0000261946
Map Reference	MB 189 PG 15
Instrument Date	Dec 20, 2017
Instrument	2018-0261946
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8613 HELMS AVE, RANCHO CUCAMONGA, CA 91730-4521
Investor	Possibly a Property Investor

Mortgage

Document Number	0000261948
Date	Jul 18, 2018
Instrument	2018-0261948

Lender

Name	PREFERRED BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,134 (+2%) Land $142,457 Building $913,677
2025	$14,449.00 (+7.11%)	$1,035,426 (+4.04%) Land $139,664 Building $895,762
2023	$13,490.00 (+4.29%)	$995,218 Land $134,240 Building $860,978
2022	$12,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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