4082 Manchester Ct, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4082 Manchester Ct, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,267 sqft · built 2021
Lot Size0.428 acres (18,644 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jul 2020)
Tax Bill$3,774 (2024)
Deeds & MortgagesMar 2021 Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-2N-29-0001-00G00-0250

Property Details

APN / Parcel Number

Primary APN28-2N-29-0001-00G00-0250
Alternative APN
  • N29228000100G000250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,267 sqft Living Area
Gross Area3,323 sqft
1st Floor Area2,267 sqft
FlooringWood

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area18,644 sqft (0.428 acres)
Lot Dimensions222 ft deep x 84 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4082 MANCHESTER CT
CityPACE
StateFL
Zip32571-7616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionABERNATHY LOT 25 BLK G AS DES IN OR 3973 PG 1712
Legal Range29W
Legal Township2N
Legal Section28
Legal SubdivisionABERNATHY
Legal BlockG
Legal Lot Number25
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2005
Census Tract10303

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4082 MANCHESTER CT, MILTON, FL 32571-7616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HARVESTERS FCU
Dec 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 8, 2020Warranty Deed, Transfer
ECCO CU
May 20, 2020Warranty Deed, Transfer
ECCO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2020 · Amount on Record
Deed SaleJul 8, 2020 · Amount on Record
Prior SaleMay 20, 2020 · Amount on Record
Deed Document Number202033685
Deed Book / Page3973 / 1712
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4082 MANCHESTER CT, PACE, FL 32571-7616
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 MANCHESTER CT, PACE, FL 32571-7616

Mortgage

Document Number0040941456
DateMar 29, 2021
Book Page4094/1456
Instrument202120438
Lender
NameHARVESTERS FCU
TypeCredit Union
AddressCANTONMENT, FL 32533
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.65%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change3.65%
Max Rate At Change5.65%
IndexPrime Rate
Max Rate8.65%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4082 MANCHESTER CT, PACE, FL 32571-7616
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043510064
DateDec 12, 2022
Book Page4351/64
Instrument202267559
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 8, 2020
Property Address4082 MANCHESTER CT, PACE, FL 32571-7616
Document Number0039731712
Book / Page003973 / 001712
Instrument DateJul 7, 2020
Instrument33685
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyWEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5487 MARANATHA WAY PACE FL 325719352, PACE, FL 32571-9352

Mortgage

Document Number39731713
DateJul 8, 2020
Book Page003973/001713
Instrument33686
Lender
NameECCO CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term60 Months
DueJul 7, 2025
Interest
Rate5.5%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 20, 2020
Property Address4082 MANCHESTER CT, PACE, FL 32571-7616
Document Number0039522046
Book / Page003952 / 002046
Instrument DateMay 20, 2020
Instrument23917
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyWEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 COUNTRI LN CANTONMENT FL 325339391, CANTONMENT, FL 32533-9391

Mortgage

Document Number39522047
DateMay 20, 2020
Book Page003952/002047
Instrument23918
Lender
NameECCO CU
TypeCredit Union
AddressPACE, FL 32571
Agreement
AmountAmount Recorded
Term60 Months
DueMay 19, 2025
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,893 (+2.9%)$357,378 (+7.88%) Land $53,000 Building $304,378
2024$3,774.00 (-2.98%) Homeowner's exemption$331,286 (+0.64%) Land $53,000 Building $278,286$331,286 (+0.64%) Land $53,000 Building $278,286
2023$3,890.00 (+1.38%) Homeowner's exemption$329,175 (+2.08%) Land $53,000 Building $276,175$329,175 (+2.08%) Land $53,000 Building $276,175
2022$3,837.00 Homeowner's exemption$322,477$322,477 Land $49,000 Building $273,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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