4082 E Valley Rd, Andover, NY 14806 Property Records

Allegany County and Andover Town property record for 4082 E Valley Rd, Andover, NY 14806

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,456 sqft · built 1990
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Jan 2013)
Tax Bill	$2,941 (2026)
Deeds & Mortgages	Nov 2021 Sale Oct 2019 Mortgage
APN	`023089 203.-1-18.21`

Property Details

APN / Parcel Number

Primary APN	`023089 203.-1-18.21`
Alternative APNs	`308920300000010180020000` `023089 203.-1-18.2` `00000000681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000681
Street Address	4082 E VALLEY RD
City	ANDOVER
State	NY
Zip	14806-9415
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	GL 87 LIFE USE BURELL & MARGRT
Legal Block	1
Legal Lot Number	18.021
Jurisdiction	ALLEGANY NY
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1037
Census Tract	950900

Owner

Source: Allegany County and Andover Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4082 E VALLEY RD, ANDOVER, NY 14806-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK ST AFFORDABLE HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2013 · Amount on Record
Deed Sale	Jan 16, 2013 · Amount on Record
Prior Sale	Jan 16, 2012 · Amount on Record
Deed Document Number	201361481
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000008887
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Nov 19, 2021
Property Address	4082 E VALLEY RD, ANDOVER, NY 14806-9415
Document Number	0000008887
Instrument Date	Nov 19, 2021
Instrument	2021-18887
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E VALLEY RD, ANDOVER, NY 14806

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	4082 E VALLEY RD, ANDOVER, NY 14806-9415
Document Number	0000007442
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4082 E VALLEY RD ANDOVER NY 148069415, ANDOVER, NY 14806-9415

Mortgage

Document Number	0000007442
Date	Apr 27, 2020
Instrument	7442

Lender

Name	NEW YORK ST AFFORDABLE HSNG
Address	NEW YORK, NY 10022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County and Andover Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Andover Town
Unified School District	Andover Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,941.00 (-0.34%)
2025	$2,951.00	$88,000 (+66.35%) Land $12,600 Building $75,400	$90,700 (+30.32%) Land $12,987 Building $77,713
2023		$52,900 Land $10,600 Building $42,300	$69,600 Land $13,946 Building $55,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1984–1996)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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