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4082 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4082 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,398 sqft · built 2024
Lot Size0.06 acres (2,592 sqft)
Owner2 Company Names on Record
Last Sale$419,220 (Mar 2024)
Tax Bill$4,946 (2025)
Deeds & MortgagesOct 2026 Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN14-26-19-0160-00000-0080

Property Details

APN / Parcel Number

Primary APN14-26-19-0160-00000-0080
Alternative APN
  • 1926140160000000080

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,398 sqft Living Area
Gross Area2,804 sqft
1st Floor Area843 sqft
Upper Floors Area1,387 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,592 sqft (0.06 acres)
Garage TypeAttached
Garage Area406 sqft
PorchFlorida Room
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4082 CLOUD HOPPER WAY
CityLUTZ
StateFL
Zip33559-6933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVOLANTI PHASE 2 PB 89 PG 107 LOT 8
Legal SubdivisionVOLANTI
Legal Tract160
Legal Lot Number8
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2010
Census Tract32012

Owner

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4082 CLOUD HOPPER WAY, LUTZ, FL 33559-6933
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CREDIT UNION
Mar 21, 2024Special Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Deed Document Number202448796
Deed Book / Page10979 / 2821
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateOct 2, 2026
Property Address4082 CLOUD HOPPER WAY, LUTZ, FL 33559-6933
Document Number0000185969
Book / Page11504 / 3831
Instrument DateSep 25, 2026
Instrument2026185969
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address4082 CLOUD HOPPER WAY, LUTZ, FL 33559-6933

Mortgage

Document Number0000185969,
DateOct 2, 2026
Book Page11504/3831
Instrument2026185969
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMar 21, 2024
Property Address4082 CLOUD HOPPER WAY, LUTZ, FL 33559
Document Number0109792821
Book / Page10979 / 2821
Map ReferenceMB 89 PGS 107
Instrument DateMar 15, 2024
Instrument2024048796
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,935.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 CLOUD HOPPER WAY, LUTZ, FL 33559

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,180 (+2.9%)$366,389 (-0.24%) Land $33,329 Building $333,060
2025$4,946.00 (+780.07%) Homeowner's exemption$333,513 (+900.67%) Land $33,329 Building $300,184$367,253 (+1,001.9%) Land $33,329 Building $333,924
2023$562.00 (+176.85%)$33,329 (+157.41%) Land $33,329$33,329 (+157.41%) Land $33,329
2022$203.00$12,948$12,948 Land $12,948

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims17 (1979–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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